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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

VanessaVanessa ★★★★★ Dave and Melinda have been fantastic, very professional, responsive and informative. Provided a number of options to refinance our home for a better interest rate, and have gone above and beyond to make the whole process as easy as possible.Response from the ownerHi Vanessa! Thank you for your wonderful feedback. It's great to hear that Dave and Melinda made refinancing your home a breeze with their professionalism and helpfulness, especially in finding better interest rate options for you. If you need any further assistance down the line, feel free to reach out! Yvette PorrecaYvette Porreca ★★★★★ Great service and quick results from the team at Central Lending Solutions. Melinda was absolutely amazing, highly recommend.Response from the ownerThankyou Yvette for the feedback! We appreciate it! Regards CLS #heretohelp Cally JenningsCally Jennings ★★★★★ Aoife has been so efficient, knowledgeable, supportive and accommodating with my finance application, and I would recommend her to everyone.I have also worked with Aoife in my previous job as a Settlement Agent, and she made the process so much smoother for me from this perspective too, hence using her for my own finance application this time.Thank you Aoife for making the process so smooth and seamless for me, especially with me being overseas for most of the process.Response from the ownerThank you for your wonderful review, Cally! We’re thrilled to hear that Aoife provided you with such efficient and knowledgeable support throughout your finance application. It's fantastic to know that her assistance made your experience smooth, especially given the challenges of being overseas. We appreciate your recommendation and are glad to have been able to help you once again. Regards Team CLS.#heretohelp Tanya ChokudaTanya Chokuda ★★★★★ I had a great experience working with Johnathon Ross. He made the whole mortgage process super easy and stress-free. Always quick to respond, clear with his advice, and really took the time to find the best option for my husband and I.We felt supported from start to finish, and I wouldn’t hesitate to recommend him to anyone looking for a mortgage broker. Thanks again for all your help!Response from the ownerThank you so much, Tanya! It's wonderful to hear that Johnathon made your mortgage process easy and stress-free while finding the best options for you and your husband. We’re really glad you felt supported throughout the journey, and we appreciate your recommendation!Regards Team CLS.#heretohelp Lawrence PhiriLawrence Phiri ★★★★★ I had an excellent experience working with Johnathon Ross. From start to finish, he was very professional, knowledgeable, and extremely responsive. He took the time to explain all available options and guided my wife and I through every step of the mortgage process with patience and clarity.His expertise made what could have been a stressful experience smooth and efficient. I felt confident in every decision I made, thanks to his guidance.I highly recommend Johnathon to anyone seeking reliable mortgage advice.Thank you again for your outstanding service.Response from the ownerThank you, Lawrence! It's wonderful to hear that Johnathon provided you with such attentive, knowledgeable service. We're delighted he made the mortgage process clear and stress-free for you and your wife. We're here anytime you need trusted mortgage advice in the future.Regards Team CLS.#heretohelp Tiyana MareeTiyana Maree ★★★★★ Keeley and the team at Central Lending Solutions have been absolutely amazing. I have spoken to brokers in the past but with Keeley nothing was to hard in the mission for me building my first home. He made everything seem simple and now I’m just awaiting to be handed my keys to my new home.Response from the ownerThank you so much, Tiyana! Building your first home is a special journey, and I'm really glad Keeley and our team could make it a smooth and simple one for you. If there’s anything else we can assist you with either for this home or in the future, please don’t hesitate to reach out—enjoy your new home!Regards Team CLS.#heretohelp Matthias ShimMatthias Shim ★★★★★ From the very beginning, Harj was warm, approachable, and incredibly knowledgeable. He took the time to understand my situation, explain all the options clearly, and always made sure I felt informed and supported—not rushed or pressured. It’s rare to find someone who combines expertise with such a personal touch, but Harj really does.He handled every step of the process with professionalism, transparency, and a level of care that gave me real peace of mind. No question was too small, and no challenge was too much. He truly went above and beyond.If you’re feeling uncertain or overwhelmed—especially in a time where finance can be complex—Harj and the team at Central Lending Solutions are the people you want beside you. I can’t recommend them highly enough. Thanks again Harj!Response from the ownerThank you so much for your kind words, Matthias! Our team strives to provide personalized support and clarity in every situation, and it’s rewarding to know that you felt informed and cared for. Your recommendation means a lot to us, and we look forward to assisting you again in the future. Enjoy your new home!Regards Team CLS.#heretobhelp JonnoJonno ★★★★★ Aoife is without a doubt the best and most efficient there is. Made our dreams possible and has continued to help and do so years on. Can't recommend her highly enough to get the job done, A1 service and outcome.Response from the ownerThank you so much for your kind review! We're really glad to hear that Aoife has been such a great support for you! Appreciate the feedback and 5 star review.Regards Team CLS.#heretohelp Logan MikaereLogan Mikaere ★★★★★ I had a fantastic experience working with Johnathon Ross as my mortgage broker. From the very beginning, he went above and beyond by actually coming to my house to meet with me in person and take the time to understand my financial situation. That personal touch really set him apart.Throughout the entire process, John kept in regular contact and made sure I was always informed and comfortable with each step. He provided me with several loan options that could suit my needs, clearly explaining the pros and cons of each. Any questions I had were answered thoroughly which made me feel reassured.I genuinely appreciated John’s professionalism, and commitment to making the process as smooth as possible. Highly recommend him to anyone looking for a reliable and knowledgeable finance broker.Response from the ownerThanks so much, Logan! It's wonderful to hear about your great experience with Jon. He truly does go above and beyond to provide that personalized touch, and I'm glad he was able to make the mortgage process feel comfortable and clear for you. We appreciate your recommendation, and if you ever need assistance in the future, we'd be happy to help.Regards Team CLS.#heretohelp Michelle BoyleMichelle Boyle ★★★★★ Liz is absolutely amazing and helped us through every step of the way! From initial requirements to build our dream home, through to valuation and getting the best loan to suit our needs. Highly recommend Liz to anyone and everyone. THANK YOU kindly Liz 🙏Response from the ownerThank you for the wonderful feedback, Michelle! We're thrilled to hear that Liz was able to assist you throughout the process of building your dream home. Your recommendation means a lot to us, and we appreciate your kind words. If you need anything else in the future, don't hesitate to reach out!Regards Team CLS.#heretohelp Leanne GarnerLeanne Garner ★★★★★ ⭐⭐⭐⭐⭐Aoife was absolutely amazing! She went above and beyond to help us and made the whole process so easy. She answered all our questions (and there were a lot!), always with patience and a smile. Nothing was ever too much trouble for her. We felt so supported every step of the way—thank you, Aoife!Response from the ownerThank you so much, Leanne! We're delighted to hear how Aoife made your experience smooth and was always ready with a smile to address your questions. Regards Team CLS.#heretohelp Callum ShahidiCallum Shahidi ★★★★★ Aoife is absolutely fantastic! She’s always quick to answer calls and emails, and her communication is second to none. As someone who had no clue about home loans or how the process works, Aoife made everything clear and easy to understand. She took the stress out of the whole experience and made me feel completely at ease. I can’t recommend her highly enough – a true professional and a genuinely great person to have in your corner!Response from the ownerThanks so much, Callum! It's wonderful to hear how Aoife made the home loan process clear and stress-free for you. We're delighted that you felt at ease every step of the way, and we'll be sure to pass along your kind words to her. Regards Team CLS.#heretohelp Janine De SwardtJanine De Swardt ★★★★★ My husband and I had a truly outstanding experience working with Johnathon Ross. From start to finish, he went above and beyond to help us achieve our dream of owning our first home. Johnathon was consistently informative, responsive, and always willing to take our calls to answer any questions we had. We highly recommend Central Lending Solutions and especially commend their exceptional professionalism and dedication throughout the entire process.Response from the ownerThank you so much, Janine! It’s fantastic to hear that Johnathon Ross was able to assist you and your husband throughout the process of buying your first home. We're thrilled that his dedication and responsiveness made such a positive impact. If you ever have more questions or need help with anything in the future, don't hesitate to reach out.Regards Team CLS.#heretohelp Ash KemaliAsh Kemali ★★★★★ I had an excellent experience working with Johnathon. From start to finish, Johnathon was incredibly helpful, patiently answering all my questions, no matter how big or small. His accessibility was a standout—being able to call him anytime gave me confidence and peace of mind throughout the process. Jonhnathon truly took the lead, guiding me every step of the way with professionalism and expertise. I felt supported and well-informed, making what could have been a stressful process smooth and straightforward. I highly recommend John and the team for anyone looking for a reliable and dedicated broker.Response from the ownerThank you for your kind words, Ash! I'm so glad to hear that Johnathon made the process smooth and easy for you by patiently answering your questions and being available whenever you needed help. Your recommendation means a lot to us, and if you ever need assistance with home loans or other financial services in the future please reach out.Regards Team CLS.#heretohelp Tash ATash A ★★★★★ Johnathon Ross was an amazing broker! He was super friendly, always kept us in the loop, and answered every single question we had. His communication was excellent from start to finish. We felt confident and supported the whole way through. Highly recommend working with him!Response from the ownerThanks so much, Tash! It's wonderful to hear that Johnathon was able to provide you with clear communication and support throughout your mortgage journey. We are thrilled you felt confident working with him, and your recommendation.Regards Team CLS.#heretohelp GazGaz ★★★★★ What a great team!! Highly recommend they are so helpful, patient and friendly. We have used them several times and they make the whole process go smoothly with great results.A special thanks to Melinda!!Response from the ownerThank you so much, Gaz! It's wonderful to hear you've had such a positive experience with our team multiple times. I'll be sure to pass your kind words along to Melinda—she'll be delighted to know her efforts were appreciated. Regards Team CLS.#heretohelp Leo SunnyLeo Sunny ★★★★★ We had a fantastic experience working with Keeley Rodgers for our home and land package mortgage. Over the past year, he has been incredibly patient and attentive, guiding us through every step with thorough explanations of the pros and cons of each available option. His expertise and dedication made the process seamless for us. Thanks a ton Keeley, for your outstanding service! We genuinely appreciate your guidance and would totally recommend you to anyone looking for mortgage adviceResponse from the ownerThank you for sharing your wonderful experience, Leo! It's fantastic to hear how Keeley's patience and expertise played a vital role in guiding you through the home and land package mortgage process. We're so glad it felt seamless for you, and we truly appreciate your recommendation. If you or anyone you know needs further mortgage advice,Regards Team CLS.#heretohelp lisa mulocklisa mulock ★★★★★ I can’t even begin to explain how exceptional John Ross is. Our situation was complicated by age and previous experiences, but we needed someone who was able to be honest with us, know our situation and our options. We first met with John in December 2024. A man full of integrity and respect who truly wants to help people. John advised that our case was not easy and will require hard work behind the scenes to help us achieve our goal. Well fast forward today 6/6/25. We have been given our formal offer we have a mortgage and our own home will be built. Everything John asked for was provided, it was the least we could do for the hard work he did for us.Trust, respect and integrity was shown to us at every single level. I can’t begin to express my gratitude and appreciation for all the support and hard work. Finally we have our own home to secure our families future.Thank you John so very much.Steve and Lisa MulockResponse from the ownerThank you so much, Steve and Lisa! We're thrilled to hear about your positive experience with John Ross and how he supported you through such a complex situation. If you ever have any other needs or questions in the future, please feel free to reach out.Regards Team CLS.#heretohelp Sheree TurnerSheree Turner ★★★★★ Thanks Liz for helping secure our home loan and all your support along the way. It’s been a longer journey than most and we appreciate your patience and positivity throughoutResponse from the ownerThanks so much, Sheree! I'm glad Liz could help secure your home loan and be such a supportive presence during the process. We’re always here to assist with any future financing needs you may have!Regards Team CLS.#heretohelp Neyssa FieldingNeyssa Fielding ★★★★★ Liz has been absolutely amazing and has made the lending process a breeze. Liz has been thorough and has provided the best advice when we were deciding on our lender. We couldn't have done it without her especially being first time buyers and new to Perth. Thank you so much Liz. 1000% recommend.Response from the ownerThank you so much, Neyssa! We're so glad to hear that Liz made your first home buying experience in Perth a breeze. If you ever need further assistance or advice, feel free to reach out. Enjoy your new home! Regards Team CLS.#heretohelp Ria VRia V ★★★★★ The process for our finance with Central Lending Solutions was so easy and headache free! John who was our finance broker was an absolute gem throughout the whole process. Excellent communication on all the steps we had to take. I’m positive that we couldn’t have made it through the process so easily without his help.I definitely recommend CLS. 10/10And again a big thank you to John 🫶🏻Response from the ownerThank you so much, Ria! I'm glad to hear that the process was smooth and stress-free for you. . If you ever need assistance with future financing, reach out!Regards Team CLS.#heretohelp Keira BainKeira Bain ★★★★★ John (Jono). Fantastic broker, fantastic experience. A genuine down to earth guy, who’s always happy to help.No questions were too big or too small, he was always happy to help. Jono guided us the whole way and made sure we had all the information we needed to make the right choice for our family. Recommend CLS and Jono to those looking for a broker.Response from the ownerThanks for the fantastic review, Keira! It’s wonderful to hear that Jono made the process smooth and informative for your family. We’re delighted that you had such a positive experience with his guidance, and we appreciate your recommendation. If you ever need anything else or have friends looking for a home loan, don’t hesitate to reach out!Regards Team CLS.#heretohelp Manojee DharmawardhanaManojee Dharmawardhana ★★★★★ Exceptional Experience with Keeley at Central Lending Solutions!We had an absolutely outstanding experience working with Keeley at Central Lending Solutions. From our initial consultation through to the final approval, Keeley made the entire mortgage process incredibly easy. His hard work, dedication, knowledge and professionalism were evident right from the start.Keeley took the time to truly understand our financial goals and explained every step in clear, simple terms. He presented us with the best loan options tailored to our situation and worked tirelessly to secure a fantastic deal. His communication was flawless—always responsive and proactive, which gave us complete confidence throughout the journey.Thanks to Keeley’s expertise and dedication, we are now one step closer to building our dream home. We couldn’t be more grateful for his support and highly recommend Keeley and the team at Central Lending Solutions to anyone seeking trustworthy and expert mortgage advice.Response from the ownerThank you Manojee so much for your kind words about your experience with Keeley!Regards Team CLS.#heretohelp js_loader

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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