Feel at home

With us

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Vincent SoriyaoVincent Soriyao ★★★★★ As a first-time home buyer with no prior experience, I was initially reluctant to commit to any financial broker. However, Keeley from CLS has been incredible. He is exceptionally knowledgeable and always takes the time to explain complex financial concepts in a way that’s easy to understand. Keeley guided us through the entire process and provided invaluable support until we secured our finance. Thanks Keeley!Response from the ownerHi Vincent,Thank you so much for leaving us a stellar review! We understand buying your first home can be daunting so we are glad we made the journey a little easier! Congrats and enjoy the home!Regards Team CLS.#heretohelp Solomon PathaSolomon Patha ★★★★★ Great service by Harj, nothing is too hard for Harj. He will go over and beyond to help you get the best loan that is on the market and on time. Thank you Harj.Response from the ownerHi Solomon, Your feedback is highly appreciated and we thankyou for your repeat business!Regards team CLS#heretohelp Afaese PaeaAfaese Paea ★★★★★ Harj you are the man!!! As hard as the process was you made me feel comfortable and confident everything was under control absolutely stoked with the outcome. Melinda you were fantastic as well keeping me updated.I would recommend your services to anyone.Thank you team!!!Response from the ownerHi Afaese, We appreciate the kind words and are glad we could provide you with a positive experience! There was a few hurdles we faced but we got the result! Congrats.Regards team CLS.#heretohelp Robert BogyiRobert Bogyi ★★★★★ We have been using Central Landing Solutions for over 10 years now. Harj is a pleasure to deal with, very knowledgeable and always goes above and beyond to ensure he meets the clients expectations and delivers them on time. We have just finished financing our next project which had very narrow timelines and CLS have ensured finance was approved on time. Thanks Harj and your team for the great service you provide and looking forward working on the next project shortly.Response from the ownerHi Robert, Its our pleasure to be able to serve you over the past 10 years. We really appreciate your repeat business and thankyou for being a loyal customer of CLS. Regards Team CLS.#heretohelp DonelleDonelle ★★★★★ Liz and her team made this experience seamless and easy. Communication was excellent and explanation of all the necessary documentation was clarified and made clear. Would highly recommend.Response from the ownerHi Donelle,Thanks for your 5 star review and recommendation! We appreciate your business!Regards Team CLS.#heretohelp Madisyn MccranMadisyn Mccran ★★★★★ Liz is great at what she does and has helped us through every step ! She has kept us updated and communicated well along the way and is full of knowledge and able to answer any question we've thrown at her. Thanks Liz !Response from the ownerHi Madisyn,Your feedback is highly appreciated. Thank you for your 5 star review!Regards Team CLS.#heretohelp Conrad BuxConrad Bux ★★★★★ Harj from Central Lending Solutions is an absolute superstar! He caters for every budget, every timeframe and is exceptional in his ability to find solutions that work - every time. We've used Harj on several projects and would never look elsewhere. He's a top professional, extremely knowledgeable and knows exactly what needs to be done to achieve set goals. Whether you're buying for yourself and looking at investing, Harj will get it done! Thank you, Harj!Response from the ownerHi Conrad, thank you providing a 5 star review and wonderful feedback. Thankyou for using CLS again. Regards Team CLS#heretohelp Musharraf KhanMusharraf Khan ★★★★★ This was our 3rd loan settlement with CLS. Our mortgage broker Keeley rodgers has been fantastic. He is very professional and extremely helpful. Always going above and beyond with all our questions and solutions. Highly recommend CLS and Keeley. Superb team.Response from the ownerHi Musharraf,Thanks for the fantastic review! It’s been been our pleasure to help you on multiple occasions!!Regards Team CLS.#heretohelp balu morrisbalu morris ★★★★★ Keeley was and is fantastic very professional He has made this buying a house much easier and no stress thank you very much.Response from the ownerHi Balu, we are glad you had a fantastic experience with Keeley and CLS. We appreciate the 5 star review!Regards Team CLS.#heretohelp Cuthbert Jessy Chuile LiberatoCuthbert Jessy Chuile Liberato ★★★★★ Harj and Melinda of Central Lending Solution has made my experience dealing with the financial side of building a home way easier than it is. They constantly update me of what needs to happen and always provide support along the way. If I had any questions, they are always easy to reach out to and providing me the information I need. If you are a first home buyer and want a stress free experience, I definitely recommend Central Lending Solution.Response from the ownerHi Cuthbert,Thanks for leaving us a fantastic review. Any issues is the future feel fee to reach out!Regards Team CLS.#heretohelp Lauren BrittainLauren Brittain ★★★★★ My experience with Central Lending Solutions has been nothing short of amazing.Harj and Melinda are highly knowledgeable and experienced. I was supported and informed through every step of the loan application process, with the successful result of securing a loan that was custom to my needs and within the required time frame.Harj you’re a wizard! Melinda, thank you for working your magic too.Response from the ownerHi Lauren, Appreciate your feedback and thank you for your kind words. It was a pleasure to help you find and a suitable solution for your finance requirements.Regards Team CLS.#heretohelp waHtaF%#?waHtaF%#? ★★★★★ Central Lending SolutionsOsborne Park WA 6017(Endeavour Homes building)Keeley was great from start to finish, my Husband and I were looking for the best home loan rates and Keeley made the mortgage process simple right from day one.Thank you for helping us make our minds up and with less stress. We really appreciate everything that Keeley has done for us. We recommend his services with both pleasure & confidence in his ability to find the best possible outcome.CheersD & LMResponse from the ownerHi Wat, Thankyou for taking the time to provide a fantastic 5 star review. We really do appreciate your feedback. Enjoy the home and if there is anything we can do please reach out. Regards Team CLS. #heretohelp harry maureyharry maurey ★★★★★ We would like to thanksHarj and Melinda have been really helpful. We highly recommend CLS. They have been brilliant during the process of buying our first home loan .Believe me it was a fabulous service and always available to answer any questions and made the process stress free and so much easier. Thank you!From Harry and ouma MAUREYResponse from the ownerHi Harry and Ouma, Thanks for taking the time to share your positive experience with CLS. Thankyou for allowing CLS to assist with your finance. Regards Team CLS. #heretohelp Jarrod MarshallJarrod Marshall ★★★★★ Very friendly and helpful staff. Would recommend.Response from the ownerThanks James for the 5 star review! Regards Team CLS #heretohelp Alvin DubeAlvin Dube ★★★★★ Harj and the team were super helpful from the start till approval stage.Very professional and knowledgeable when it came to finance products.Highly recommended.Response from the ownerHi Alvin, Thank you so much for leaving us a stellar review. Thank you for allowing CLS to assist you with your finance. Regards Team CLS. #heretohelp Mary GaldoMary Galdo ★★★★★ My husband and I are very thankful to Dave and Melinda. They are amasing human beings. Assisted us to get the loan we needed. During the process of applying the loan, my mum passed away but Melinda and Dave supported us all throughout. Highly recommended. 👍Response from the ownerThanks Mary for the 5 star review! Appreciate your kind words and your recommendation. Regards Team CLS. #heretohelp Ismail GhannamIsmail Ghannam ★★★★★ Harj and Keeley have been fantastic and very patient throughout the process. Will definitely be recommending them to family and friendsResponse from the ownerHi Ismail, Thankyou for the 5 star review! We appreciate any recommendations in the future! Regards Team CLS. #heretohelp Godwin MugaragumboGodwin Mugaragumbo ★★★★★ What an amazing team. I worked with Melinda and Dave, they were both amazing. They are very efficient and easy to deal with.Response from the ownerThanks Godwin for the 5 star review. Thankyou for allowing CLS to assist with your finance application! Regards Team CLS. #heretohelp Craig GowCraig Gow ★★★★★ Very professional at what they do, always keeping in touch to inform u as everything is progressing.Made it easier than what i thought.Response from the ownerHi Craig, We appreciate your positive feedback and the 5 star review. Thank you for choosing Central Lending Solutions for your financing needs. Regards Team CLS. #heretohelp Nakita RichardsNakita Richards ★★★★★ I have dealt with Aoife on two occasions now and have found her to be super helpful. Both times the outcome wanted has been achieved and communication has been fantastic. Could not recommend her enough and would not hesitate to use again.Response from the ownerHi Nakia, thanks for the brilliant 5 star review! We appreciate your repeat business! Regards Team CLS. #heretohelp precious chiloloprecious chilolo ★★★★★ Keeley was a pleasure to collaborate with—knowledgeable and approachable. Thank you for your invaluable assistance.Response from the ownerHi Precious, Your feedback is very much appreciated and thank you for the 5 star review! Regards Team CLS. #heretohelp Hakk ChenHakk Chen ★★★★★ Harj did a amazing job to help out the financial issues, highly recommended.Response from the ownerHi Hakk, it was our pleasure to help you with your finance application. Thanks for the review! Regards Team CLS. #heretohelp js_loader

First Home Buyer?

Find out more

Business Loans

Find out more

Investment & Home Loans

Find out more

Financial Advice

Contact Us

A personal lending experience with loans tailored to you

Learn More

Fast Turnaround

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Various Options

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Small & Large Projects

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Outstanding Customer Service

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Central Lending Solutions Blog

blog

Good news on the inflation front!

Inflation has continued falling, bringing us one step closer to the day the Reserve Bank of Australia (RBA) begins cutting interest rates. The Australian Bureau…
blog

Unit rents soaring and Investor borrowing jumps 26.5% in nine months

If you’re a property investor and you own a unit, chances are you experienced a large jump in your rental income during 2023. Between the…
blog

Using Equity in your home to secure your future.

Introduction: Investing in real estate can be a powerful wealth-building strategy, and one of the ways to accelerate your real estate portfolio growth is by…

Do you need help with a loan today?