Feel at home

With us

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Conrad BuxConrad Bux ★★★★★ Harj from Central Lending Solutions is an absolute superstar! He caters for every budget, every timeframe and is exceptional in his ability to find solutions that work - every time. We've used Harj on several projects and would never look elsewhere. He's a top professional, extremely knowledgeable and knows exactly what needs to be done to achieve set goals. Whether you're buying for yourself and looking at investing, Harj will get it done! Thank you, Harj!Response from the ownerHi Conrad, thank you providing a 5 star review and wonderful feedback. Thankyou for using CLS again. Regards Team CLS#heretohelp Musharraf KhanMusharraf Khan ★★★★★ This was our 3rd loan settlement with CLS. Our mortgage broker Keeley rodgers has been fantastic. He is very professional and extremely helpful. Always going above and beyond with all our questions and solutions. Highly recommend CLS and Keeley. Superb team.Response from the ownerHi Musharraf,Thanks for the fantastic review! It’s been been our pleasure to help you on multiple occasions!!Regards Team CLS.#heretohelp balu morrisbalu morris ★★★★★ Keeley was and is fantastic very professional He has made this buying a house much easier and no stress thank you very much.Response from the ownerHi Balu, we are glad you had a fantastic experience with Keeley and CLS. We appreciate the 5 star review!Regards Team CLS.#heretohelp Cuthbert Jessy Chuile LiberatoCuthbert Jessy Chuile Liberato ★★★★★ Harj and Melinda of Central Lending Solution has made my experience dealing with the financial side of building a home way easier than it is. They constantly update me of what needs to happen and always provide support along the way. If I had any questions, they are always easy to reach out to and providing me the information I need. If you are a first home buyer and want a stress free experience, I definitely recommend Central Lending Solution.Response from the ownerHi Cuthbert,Thanks for leaving us a fantastic review. Any issues is the future feel fee to reach out!Regards Team CLS.#heretohelp Lauren BrittainLauren Brittain ★★★★★ My experience with Central Lending Solutions has been nothing short of amazing.Harj and Melinda are highly knowledgeable and experienced. I was supported and informed through every step of the loan application process, with the successful result of securing a loan that was custom to my needs and within the required time frame.Harj you’re a wizard! Melinda, thank you for working your magic too.Response from the ownerHi Lauren, Appreciate your feedback and thank you for your kind words. It was a pleasure to help you find and a suitable solution for your finance requirements.Regards Team CLS.#heretohelp wat evawat eva ★★★★★ Central Lending SolutionsOsborne Park WA 6017(Endeavour Homes building)Keeley was great from start to finish, my Husband and I were looking for the best home loan rates and Keeley made the mortgage process simple right from day one.Thank you for helping us make our minds up and with less stress. We really appreciate everything that Keeley has done for us. We recommend his services with both pleasure & confidence in his ability to find the best possible outcome.CheersD & LMResponse from the ownerHi Wat, Thankyou for taking the time to provide a fantastic 5 star review. We really do appreciate your feedback. Enjoy the home and if there is anything we can do please reach out. Regards Team CLS. #heretohelp harry maureyharry maurey ★★★★★ We would like to thanksHarj and Melinda have been really helpful. We highly recommend CLS. They have been brilliant during the process of buying our first home loan .Believe me it was a fabulous service and always available to answer any questions and made the process stress free and so much easier. Thank you!From Harry and ouma MAUREYResponse from the ownerHi Harry and Ouma, Thanks for taking the time to share your positive experience with CLS. Thankyou for allowing CLS to assist with your finance. Regards Team CLS. #heretohelp Jarrod MarshallJarrod Marshall ★★★★★ Very friendly and helpful staff. Would recommend.Response from the ownerThanks James for the 5 star review! Regards Team CLS #heretohelp Alvin DubeAlvin Dube ★★★★★ Harj and the team were super helpful from the start till approval stage.Very professional and knowledgeable when it came to finance products.Highly recommended.Response from the ownerHi Alvin, Thank you so much for leaving us a stellar review. Thank you for allowing CLS to assist you with your finance. Regards Team CLS. #heretohelp Mary GaldoMary Galdo ★★★★★ My husband and I are very thankful to Dave and Melinda. They are amasing human beings. Assisted us to get the loan we needed. During the process of applying the loan, my mum passed away but Melinda and Dave supported us all throughout. Highly recommended. 👍Response from the ownerThanks Mary for the 5 star review! Appreciate your kind words and your recommendation. Regards Team CLS. #heretohelp Ismail GhannamIsmail Ghannam ★★★★★ Harj and Keeley have been fantastic and very patient throughout the process. Will definitely be recommending them to family and friendsResponse from the ownerHi Ismail, Thankyou for the 5 star review! We appreciate any recommendations in the future! Regards Team CLS. #heretohelp Godwin MugaragumboGodwin Mugaragumbo ★★★★★ What an amazing team. I worked with Melinda and Dave, they were both amazing. They are very efficient and easy to deal with.Response from the ownerThanks Godwin for the 5 star review. Thankyou for allowing CLS to assist with your finance application! Regards Team CLS. #heretohelp Craig GowCraig Gow ★★★★★ Very professional at what they do, always keeping in touch to inform u as everything is progressing.Made it easier than what i thought.Response from the ownerHi Craig, We appreciate your positive feedback and the 5 star review. Thank you for choosing Central Lending Solutions for your financing needs. Regards Team CLS. #heretohelp Nakita RichardsNakita Richards ★★★★★ I have dealt with Aoife on two occasions now and have found her to be super helpful. Both times the outcome wanted has been achieved and communication has been fantastic. Could not recommend her enough and would not hesitate to use again.Response from the ownerHi Nakia, thanks for the brilliant 5 star review! We appreciate your repeat business! Regards Team CLS. #heretohelp precious chiloloprecious chilolo ★★★★★ Keeley was a pleasure to collaborate with—knowledgeable and approachable. Thank you for your invaluable assistance.Response from the ownerHi Precious, Your feedback is very much appreciated and thank you for the 5 star review! Regards Team CLS. #heretohelp Hakk ChenHakk Chen ★★★★★ Harj did a amazing job to help out the financial issues, highly recommended.Response from the ownerHi Hakk, it was our pleasure to help you with your finance application. Thanks for the review! Regards Team CLS. #heretohelp Karen GraceKaren Grace ★★★★★ I am extremely grateful to Dave and his team! They were competent, professional, helpful and kind. Communication was excellent. No question was too simple or too complicated. Prompt in answering queries by phone or emails, even after office hours. They guided me in every step and simplifying things to make it easier to understand. I am very satisfied with their service and would not hesitate to recommend them to friends.Response from the ownerHi Karen, Thankyou for leaving a review. We appreciate your recommendation! Regards Team CLS. #heretohelp Lorelle JohnsonLorelle Johnson ★★★★★ The team at Central Lending are so helpful, prompt and professional. We recently refinanced our mortgage and they made the process so easy. Five stars from us and highly recommend!Response from the ownerHi Lorelle, Thanks for the 5 star review! It was fantastic to be able to help you refinance you home loan! Regards Team CLS. #heretohelp Sunny SideSunny Side ★★★★★ I spoke to 4-5 mortgage brokers before I spoke with Harj. He stood out a mile away in terms of knowledge. Not to say I was mislead, but the advise given to me by previous brokers didn't even compare to the knowledge that Harj has. I can't thank him enough for his knowledge, support, guidance and being available whenever I needed. Melissa his assistant, well I can't write this without acknowledging her also. She was fantastic in backing up Harj through my home loan process - Thank you both.Response from the ownerHi Sunny Side, Thank you so much for allowing CLS to help with your finance application. We greatly appreciate your kind words. Regards Team CLS. #heretohelp casey edwardscasey edwards ★★★★★ I would have to say so far the service has been great really quick.I was scared to get out of keystart due to my other debts and CLS said no issues we can help.After being denied by other banks I was quit nervous but CLS has been fast and responsive to make sure I was able to find a bank happy to help me out.Response from the ownerHi Casey, Your feedback is highly appreciated and it was to be able to assits you wih your Keystart refinance. Great result for you andf the family! Regards Team CLS. #heretohelp Mark LupicaMark Lupica ★★★★★ Amazing service ! We cant thank Central Lending Solutions enough, we were in a tough spot financially and Harj helped us consolidate all our debts into our mortgage. He was available consistently for any questions and provided updates frequently. We are so pleased and happy everything has been done and glad we went with CLS- Mark & Allana LupicaResponse from the ownerHi Mark and Allana, Thanks for allowing CLS to help out with your consolidation loan. Great result for you! Regards Team CLS. #heretohelp Michael SullivanMichael Sullivan ★★★★★ David was genuine and sincere. We ended up with incredible rates with our bank of choice and a smooth process. The communication was timely and clear. I will not look elsewhere for my next refinance or investment.P.S. Lendi called me a month later to try an sell me a refinance, heard the rates I am on and just straight hung up the phone.Response from the ownerHi Michael, Thanks for leaving the review and we are glad we could help with your finance. Allways good to get the right result for the client! Regards Team CLS. #heretohelp Jeremy SimpsonJeremy Simpson ★★★★★ As a first home buyer Keeley from Central Lending Solutions was recommended to me. Whole process has been smooth sailing, couldn’t be happier. Look forward to future business with you.Response from the ownerHi Jeremy. Thanks for taking the time to share your positive experience. Thankyou for allowing to be aprt of your finance jorney! Regards team CLS. #heretohelp js_loader

First Home Buyer?

Find out more

Business Loans

Find out more

Investment & Home Loans

Find out more

Financial Advice

Contact Us

A personal lending experience with loans tailored to you

Learn More

Fast Turnaround

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Various Options

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Small & Large Projects

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Outstanding Customer Service

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Central Lending Solutions Blog

blog

Good news on the inflation front!

Inflation has continued falling, bringing us one step closer to the day the Reserve Bank of Australia (RBA) begins cutting interest rates. The Australian Bureau…
blog

Unit rents soaring and Investor borrowing jumps 26.5% in nine months

If you’re a property investor and you own a unit, chances are you experienced a large jump in your rental income during 2023. Between the…
blog

Using Equity in your home to secure your future.

Introduction: Investing in real estate can be a powerful wealth-building strategy, and one of the ways to accelerate your real estate portfolio growth is by…

Do you need help with a loan today?