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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Kira Lee TetKira Lee Tet ★★★★★ My partner and I are beyond grateful for the support and assistance that John from Central Lending Solutions has provided us throughout our journey. With all the questions there was to ask and organise whilst getting our loan, he made our experience less daunting. He made sure that he went through our options, he was always a phone or email away, ensured we were always updated and was highly detailed. John had our best interest at heart and we would highly recommend him to anyone looking for a broker. Thank you so much John for all of your time and help, it has been greatly appreciated! 😊Response from the ownerThank you, Kira Lee! We're delighted to hear that John was able to make the loan process smooth and reassuring for you and your partner. Regards Team CLS.#heretohelp Kylie OlsenKylie Olsen ★★★★★ If you’re searching for a mortgage broker who truly goes above and beyond, I can not recommend John at Central Lending Solutions enough!John doesn’t just find a finance product, he finds the right product for you. He guides you through the entire journey with precision and care, ensuring a smooth, stress-free experience and the best possible outcome. You’re never just another client, you’re a valued individual, and John makes sure you feel that way!In my case, he navigated my application and challenges with ease, including title delays, and last-minute bank policy changes. Every step of the way, he provided clear options, expert guidance, and stayed on top of everything, never missing a beat, ensuring everything stayed on track.In a sea of brokers, John stands out for all the right reason!Response from the ownerThank you, Kylie! It's wonderful to hear about your experience with John at Central Lending Solutions. We're so pleased he was able to navigate the challenges like title delays and last-minute bank changes to find the right mortgage product for you. Regards Team CLS.#heretohelp Harrison FaircloughHarrison Fairclough ★★★★★ Johnathon Ross has been an amazing mortgage broker helping us every step of the way. 10/10Response from the ownerThank you so much, Harrison! It's fantastic to hear how Johnathon was able to guide you through the mortgage process. If you have any future needs, don't hesitate to reach out!Regards Team CLS.#heretohelp Benjamin TamatiBenjamin Tamati ★★★★★ John from Central Lending Solutions has been a pleasure to deal with. With the clients best interests in the forefront of his mind, he has provided the most suitable and practical option for me going forward. Communication has been prompt, clear and easy.Thank you JohnResponse from the ownerThank you so much, Benjamin! John will be thrilled to hear how much you appreciated his dedication to finding the best loan options for you. If you ever need further assistance with home loans feel free to reach out.Regards Team CLS.#heretohelp Atrisa YoudAtrisa Youd ★★★★★ Update 2025: Central Lending Solutions helped us once more and thanks to Dave and Melinda we are on a lower rate now which helps a lot considering the cost of living . Thank you and we appreciate all the help2022: Dave and Keeley were both amazing and helped us with our first home’s loan. They made the whole process super easyResponse from the ownerGreat to hear Atrisa! Appreciate the lovely feedback.Regards Team CLS.#heretohelp Kimberley LathamKimberley Latham ★★★★★ Liz was an absolute rock of support to us, advising us on how much mortgage we could realistically afford and securing more than we thought we could obtain, plus an excellent interest rate. She guided us step by step throughout the finance approval process and supported us when putting offers in on houses, making what can be a very scary process, a much easier task for us. I would 100% recommend Liz to anyone looking for a mortgage broker.Response from the ownerThank you so much, Kimberley! It's wonderful to hear that Liz's support and guidance made securing your mortgage and navigating the approval process a breeze. If you ever need assistance with home loans or anything else in the future, feel free to reach out.Regards Team CLS.#heretohelp Danielle GuagliardoDanielle Guagliardo ★★★★★ Jono was such a great help making the finance process so easy and so much less daunting for my partner and I going for approval for building our first home. We’re both so grateful for home much he’s supported us both answering any questions we have regarding the process.Response from the ownerThank you so much, Danielle! It's fantastic to hear that Jono was able to make the finance process smooth and easy for you and your partner as you build your first home. If you need any further assistance in the future please reach out!Regards Team CLS.#heretohelp GetrudeGetrude ★★★★★ Outstanding Service from Keeley at Central Lending Solutions!We can’t recommend Keeley at Central Lending Solutions highly enough! From start to finish, he made the entire mortgage process smooth, stress-free, and straightforward. Keeley took the time to understand our needs, explained all our options clearly, and went above and beyond to secure the best possible home loan for us.His expertise, professionalism, and dedication were evident at every step. He was always available to answer our questions, kept us informed throughout, and ensured we felt confident in our decisions. Thanks to Keeley, we secured a fantastic home loan with great terms, making our home-building journey a reality.If you’re looking for a mortgage broker who truly has your best interests at heart, Keeley at Central Lending Solutions is the one to trust. Highly recommend!Response from the ownerThank you so much for your kind words about Keeley and Central Lending Solutions! We're thrilled to hear how Keeley made your mortgage process smooth and stress-free, ensuring you felt confident every step of the way. It’s fantastic to know that his dedication helped secure a great home loan for your new home-building journey. If you or anyone you know needs expert guidance from a mortgage broker, feel free to reach out.Team CLS.#heretohelp Krystle RobertsonKrystle Robertson ★★★★★ “Liz is amazing to work with and I love how she breaks it down for me and explains the process. I’m not savvy when it comes to numbers and interest rates but with Liz, she makes it comprehensible and so easy to digest, kind and patient and I feel so comfortable in being able to ask questions and be confident in the process”Response from the ownerThank you so much, Krystle! I'm delighted to hear that Liz made the financing process comfortable for you. If you ever need further assistance with home loans or have more questions, don’t hesitate to reach out.Regards Team CLS#heretohelp Stacey ReidStacey Reid ★★★★★ Beyond happy with service, from the start we had a plan, and I knew what the path looked like before going too far. Information and communication was very clear, as this was my first time getting home finance Liz took the time to explain in-depth any questions I had and always stay half a step ahead. Your help and service and knowledge is above anything I could have expected. Thank you for all your help. Very grateful and happy clientResponse from the ownerThank you so much for your kind words, Stacey! It’s wonderful to hear that Liz was able to guide you through your first home finance journey with clear communication and planning. We're thrilled that our service exceeded your expectations, and we’re here for you whenever you need us in the future!Regards Team CLS.#heretohelp Tahlia PackTahlia Pack ★★★★★ Central Lending Solutions have been absolutely amazing to work with. Jono in particularly is incredible and has done such a great job helping us to get our house and land package financed, not only collecting documents but he is always available to answer our questions and fill us in on progressions. We can’t thank Jono and Central Lending Solutions enough for the hardwork and dedication!Response from the ownerThankyou Tahlia for your 5 star review! Regards Team CLS.#heretohelp Jessica GibsonJessica Gibson ★★★★★ Liz from Central Lending has been amazing, she guided me through the entire process seamlessly and I never had to question what was next. Highly recommend Liz to anyone looking for a broker. THANK YOU LIZ!!Response from the ownerAppreciate your kind words Jessica! Liz is a fantastic broker.Regards Team CLS.#heretohelp Caitlin RossCaitlin Ross ★★★★★ We’ve had a fantastic experience working with Keeley. As first time home buyers he has made the process super easy for us. He’s always happy to answer any questions and quick to respond - Highly recommend.Response from the ownerThank you for your wonderful feedback Caitlin. We are glad Keeley made the experience a smooth one. Regards,Team CLS#heretohelp Emma AlgarEmma Algar ★★★★★ Update: This is the second time we've used central lending solutions and it's just as easy if not more so this time around and considering how close to Christmas we started, it has been so quick. We got a really good home loan.The process was straightforward and laid out simply enough that even I could understand it all. It was fast and everyone we dealt with were knowledgeable and friendly.Response from the ownerHi Emma. Thank you so much for leaving us a great review! Appreciate your repeat business!Regards Team CLS.#heretohelp Karla McLeodKarla McLeod ★★★★★ David Phelan has managed my mortgage for 10 years now doing an outstanding job of securing me the best possible rates and contracts. He listens to what I need and my goals for the future, giving sound advice at all times. Through my most recent refinance Melinda Myers also worked with David. They both answered every email promptly, ensuring they addressed every single one of my questions. They returned phone calls immediately - once again answering my questions with patience and understanding.I would highly recommend this dynamic team!!Response from the ownerThank you for your wonderful review, Karla! We're thrilled to hear about your positive experience with David and Melinda. Their commitment to providing excellent service is what we strive for, and your recommendation means a lot to us! We look forward to assisting you again in the future.Regards Team CLS.#heretoehelp Phillip NPhillip N ★★★★★ I am delighted to share my outstanding experience with Dave & Melinda. Securing finance for a new home can be daunting, but the team at Central Lending Solutions made the entire process smooth and stress-free. From the initial consultation to the final approval, their professionalism and expertise were evident. They were always available to answer my questions, explain the finer details, and offer invaluable advice tailored to my financial situation. Their commitment to transparency and customer satisfaction truly sets them apart in the industry. Thanks to Central Lending Solutions, I am now the proud owner of a beautiful new home. I highly recommend their services to anyone seeking reliable and supportive financial assistance. Their dedication to helping clients achieve their dreams is unmatched.Response from the ownerHi Phillip,Thankyou for providing CLS a 5 star review and are glad you had a fantastic experience with us. Enjoy the new home!Regards,Team CLS.#heretohelp Cherie SimsCherie Sims ★★★★★ Thank you so much Harj. This process terrified me & Central Lending Solutions just made everything so easy to understand & processed everything so quickly. Would 100% recommend & will go back if I need a loan in the future!Response from the ownerGood to see you get into your own home Cherie! You were a pleasure to deal with. Jack BensleyJack Bensley ★★★★★ Our experience with Keeley at Central Lending Solutions was a smooth experience from start to finish. Keeley was very accommodating at answering any questions and supporting us throughout our journey.Response from the ownerHi Jack, Thanks for the 5 star review! Thankyou for CLS to help with your finance application.Regards Team CLS.#heretohelp Brian JohnstonBrian Johnston ★★★★★ Big thanks Harj and Melinda for a fast and professional serviceResponse from the ownerHi, Brian. Thanks for taking the time to share your positive experience. We truly appreciate it! Madi RoseMadi Rose ★★★★★ We have had a great experience going through CLS, with Keeley as our broker. Keeley kept us regularly updated throughout the whole loan application process, he explained everything well and was always on hand to answer any questions we have. Thanks for all your help Keeley!Response from the ownerHi Madi,Great feedback and thanks for leaving the review!Regards Team CLS.#heretohelp daryl carubiodaryl carubio ★★★★★ We've worked with Keeley in processing our loan application for our first home in Perth. Being at the remote location like New Zealand is not that easy given considerations that we need to undertake. But Keeley really find ways in getting our docs sorted up to the last day of settlement which is great! - thanks again Keeley!Response from the ownerHi Daryl, Thank you for your kind words! Was a push to get it done in time but we managed to get the right result!Regards Team CLS.#heretohelp Samantha MccranSamantha Mccran ★★★★★ Aiofe from Central Lending made everything so easy. Amazingly lovely and attentive to all my queries and questions and often contacting me anticipating my questions!Fantastic, highly recommend!Response from the ownerThanks Samantha!! Great to have this fantastic feedback!! Christine CappasChristine Cappas ★★★★★ Harj was so lovely and got my loan over the line. He gave me great financial advice, both Harj and Keeley were always there to answer any questions I had whether it be via phone or email.I've not only used them for the purchase of my first home but also the selling of the house in WA and the purchase of a unit in Sydney. I couldn't recommend any other financial broker to use except for Harj and Keeley. They truly care for their clients. Any future financial help I need I will continue to use Central Lending Solutions. Harj I can't thank you enough for everything you've done for me. Keeley and Harj are the best financial brokersResponse from the ownerHi Christine, Your feedback is highly appreciated and we thank you for the 5 Star review. Any questions in the future please reach out!!Regards Team CLS.#heretohelp js_loader

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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