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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Michelle BoyleMichelle Boyle ★★★★★ Liz is absolutely amazing and helped us through every step of the way! From initial requirements to build our dream home, through to valuation and getting the best loan to suit our needs. Highly recommend Liz to anyone and everyone. THANK YOU kindly Liz 🙏Response from the ownerThank you for the wonderful feedback, Michelle! We're thrilled to hear that Liz was able to assist you throughout the process of building your dream home. Your recommendation means a lot to us, and we appreciate your kind words. If you need anything else in the future, don't hesitate to reach out! Leanne GarnerLeanne Garner ★★★★★ ⭐⭐⭐⭐⭐Aoife was absolutely amazing! She went above and beyond to help us and made the whole process so easy. She answered all our questions (and there were a lot!), always with patience and a smile. Nothing was ever too much trouble for her. We felt so supported every step of the way—thank you, Aoife!Response from the ownerThank you so much, Leanne! We're delighted to hear how Aoife made your experience smooth and was always ready with a smile to address your questions. Regards Team CLS.#heretohelp Callum ShahidiCallum Shahidi ★★★★★ Aoife is absolutely fantastic! She’s always quick to answer calls and emails, and her communication is second to none. As someone who had no clue about home loans or how the process works, Aoife made everything clear and easy to understand. She took the stress out of the whole experience and made me feel completely at ease. I can’t recommend her highly enough – a true professional and a genuinely great person to have in your corner!Response from the ownerThanks so much, Callum! It's wonderful to hear how Aoife made the home loan process clear and stress-free for you. We're delighted that you felt at ease every step of the way, and we'll be sure to pass along your kind words to her. Regards Team CLS.#heretohelp Janine De SwardtJanine De Swardt ★★★★★ My husband and I had a truly outstanding experience working with Johnathon Ross. From start to finish, he went above and beyond to help us achieve our dream of owning our first home. Johnathon was consistently informative, responsive, and always willing to take our calls to answer any questions we had. We highly recommend Central Lending Solutions and especially commend their exceptional professionalism and dedication throughout the entire process.Response from the ownerThank you so much, Janine! It’s fantastic to hear that Johnathon Ross was able to assist you and your husband throughout the process of buying your first home. We're thrilled that his dedication and responsiveness made such a positive impact. If you ever have more questions or need help with anything in the future, don't hesitate to reach out.Regards Team CLS.#heretohelp Ash KemaliAsh Kemali ★★★★★ I had an excellent experience working with Johnathon. From start to finish, Johnathon was incredibly helpful, patiently answering all my questions, no matter how big or small. His accessibility was a standout—being able to call him anytime gave me confidence and peace of mind throughout the process. Jonhnathon truly took the lead, guiding me every step of the way with professionalism and expertise. I felt supported and well-informed, making what could have been a stressful process smooth and straightforward. I highly recommend John and the team for anyone looking for a reliable and dedicated broker.Response from the ownerThank you for your kind words, Ash! I'm so glad to hear that Johnathon made the process smooth and easy for you by patiently answering your questions and being available whenever you needed help. Your recommendation means a lot to us, and if you ever need assistance with home loans or other financial services in the future please reach out.Regards Team CLS.#heretohelp Tash ATash A ★★★★★ Johnathon Ross was an amazing broker! He was super friendly, always kept us in the loop, and answered every single question we had. His communication was excellent from start to finish. We felt confident and supported the whole way through. Highly recommend working with him!Response from the ownerThanks so much, Tash! It's wonderful to hear that Johnathon was able to provide you with clear communication and support throughout your mortgage journey. We are thrilled you felt confident working with him, and your recommendation.Regards Team CLS.#heretohelp GazGaz ★★★★★ What a great team!! Highly recommend they are so helpful, patient and friendly. We have used them several times and they make the whole process go smoothly with great results.A special thanks to Melinda!!Response from the ownerThank you so much, Gaz! It's wonderful to hear you've had such a positive experience with our team multiple times. I'll be sure to pass your kind words along to Melinda—she'll be delighted to know her efforts were appreciated. Regards Team CLS.#heretohelp Leo SunnyLeo Sunny ★★★★★ We had a fantastic experience working with Keeley Rodgers for our home and land package mortgage. Over the past year, he has been incredibly patient and attentive, guiding us through every step with thorough explanations of the pros and cons of each available option. His expertise and dedication made the process seamless for us. Thanks a ton Keeley, for your outstanding service! We genuinely appreciate your guidance and would totally recommend you to anyone looking for mortgage adviceResponse from the ownerThank you for sharing your wonderful experience, Leo! It's fantastic to hear how Keeley's patience and expertise played a vital role in guiding you through the home and land package mortgage process. We're so glad it felt seamless for you, and we truly appreciate your recommendation. If you or anyone you know needs further mortgage advice,Regards Team CLS.#heretohelp lisa mulocklisa mulock ★★★★★ I can’t even begin to explain how exceptional John Ross is. Our situation was complicated by age and previous experiences, but we needed someone who was able to be honest with us, know our situation and our options. We first met with John in December 2024. A man full of integrity and respect who truly wants to help people. John advised that our case was not easy and will require hard work behind the scenes to help us achieve our goal. Well fast forward today 6/6/25. We have been given our formal offer we have a mortgage and our own home will be built. Everything John asked for was provided, it was the least we could do for the hard work he did for us.Trust, respect and integrity was shown to us at every single level. I can’t begin to express my gratitude and appreciation for all the support and hard work. Finally we have our own home to secure our families future.Thank you John so very much.Steve and Lisa MulockResponse from the ownerThank you so much, Steve and Lisa! We're thrilled to hear about your positive experience with John Ross and how he supported you through such a complex situation. If you ever have any other needs or questions in the future, please feel free to reach out.Regards Team CLS.#heretohelp Sheree TurnerSheree Turner ★★★★★ Thanks Liz for helping secure our home loan and all your support along the way. It’s been a longer journey than most and we appreciate your patience and positivity throughoutResponse from the ownerThanks so much, Sheree! I'm glad Liz could help secure your home loan and be such a supportive presence during the process. We’re always here to assist with any future financing needs you may have!Regards Team CLS.#heretohelp Neyssa FieldingNeyssa Fielding ★★★★★ Liz has been absolutely amazing and has made the lending process a breeze. Liz has been thorough and has provided the best advice when we were deciding on our lender. We couldn't have done it without her especially being first time buyers and new to Perth. Thank you so much Liz. 1000% recommend.Response from the ownerThank you so much, Neyssa! We're so glad to hear that Liz made your first home buying experience in Perth a breeze. If you ever need further assistance or advice, feel free to reach out. Enjoy your new home! Regards Team CLS.#heretohelp Ria VRia V ★★★★★ The process for our finance with Central Lending Solutions was so easy and headache free! John who was our finance broker was an absolute gem throughout the whole process. Excellent communication on all the steps we had to take. I’m positive that we couldn’t have made it through the process so easily without his help.I definitely recommend CLS. 10/10And again a big thank you to John 🫶🏻Response from the ownerThank you so much, Ria! I'm glad to hear that the process was smooth and stress-free for you. . If you ever need assistance with future financing, reach out!Regards Team CLS.#heretohelp Keira BainKeira Bain ★★★★★ John (Jono). Fantastic broker, fantastic experience. A genuine down to earth guy, who’s always happy to help.No questions were too big or too small, he was always happy to help. Jono guided us the whole way and made sure we had all the information we needed to make the right choice for our family. Recommend CLS and Jono to those looking for a broker.Response from the ownerThanks for the fantastic review, Keira! It’s wonderful to hear that Jono made the process smooth and informative for your family. We’re delighted that you had such a positive experience with his guidance, and we appreciate your recommendation. If you ever need anything else or have friends looking for a home loan, don’t hesitate to reach out!Regards Team CLS.#heretohelp Manojee DharmawardhanaManojee Dharmawardhana ★★★★★ Exceptional Experience with Keeley at Central Lending Solutions!We had an absolutely outstanding experience working with Keeley at Central Lending Solutions. From our initial consultation through to the final approval, Keeley made the entire mortgage process incredibly easy. His hard work, dedication, knowledge and professionalism were evident right from the start.Keeley took the time to truly understand our financial goals and explained every step in clear, simple terms. He presented us with the best loan options tailored to our situation and worked tirelessly to secure a fantastic deal. His communication was flawless—always responsive and proactive, which gave us complete confidence throughout the journey.Thanks to Keeley’s expertise and dedication, we are now one step closer to building our dream home. We couldn’t be more grateful for his support and highly recommend Keeley and the team at Central Lending Solutions to anyone seeking trustworthy and expert mortgage advice.Response from the ownerThank you Manojee so much for your kind words about your experience with Keeley!Regards Team CLS.#heretohelp Shawn NicholsonShawn Nicholson ★★★★★ Liz was ver helpful in understanding our needs and delivering what we needed. Her explanations of every detail helped us comprehend and understand everything that was happening throughout the entire process. Liz was always very prompt in executing all the documents and ensuring the process was as smooth as possible - whilst giving regular updates as to what was happening, and offering her assistance for our use in the future. I have already recommended her to people I know and will continue to recommend her as she was awesome to deal with.Response from the ownerThank you for your wonderful review, Shawn! We're so pleased to hear that Liz was able to meet your needs and guide you through the process with clarity and efficiency. It's fantastic to know she's already earned your recommendation. If you or anyone you know ever needs further assistance with home loans or any other financial services, we're here to help! Justin Roach ShirtcliffeJustin Roach Shirtcliffe ★★★★★ Great experience with Keeley. Helpful, responsive, and made the process easy. Highly recommended!Response from the ownerThank you for your kind words! It's wonderful to hear that Keeley was so helpful and responsive in making the process smooth for you. We truly appreciate your recommendation and are always here if you need further assistance with any home loan needs. Kris VinerKris Viner ★★★★★ Extremely professional and a pleasure to deal with. Made every step seem so easy, we had no stress whatsoever and helped us fullfill our dreams.Will be recommending Harj and team to all that are looking for an easy,friendly and professional solution.Response from the ownerThank you for your wonderful feedback, Kris! We're thrilled to hear that you had such a positive experience with Harj and the team. Regards Team CLS.#heretohelp Kira Lee TetKira Lee Tet ★★★★★ My partner and I are beyond grateful for the support and assistance that John from Central Lending Solutions has provided us throughout our journey. With all the questions there was to ask and organise whilst getting our loan, he made our experience less daunting. He made sure that he went through our options, he was always a phone or email away, ensured we were always updated and was highly detailed. John had our best interest at heart and we would highly recommend him to anyone looking for a broker. Thank you so much John for all of your time and help, it has been greatly appreciated! 😊Response from the ownerThank you, Kira Lee! We're delighted to hear that John was able to make the loan process smooth and reassuring for you and your partner. Regards Team CLS.#heretohelp Kylie OlsenKylie Olsen ★★★★★ If you’re searching for a mortgage broker who truly goes above and beyond, I can not recommend John at Central Lending Solutions enough!John doesn’t just find a finance product, he finds the right product for you. He guides you through the entire journey with precision and care, ensuring a smooth, stress-free experience and the best possible outcome. You’re never just another client, you’re a valued individual, and John makes sure you feel that way!In my case, he navigated my application and challenges with ease, including title delays, and last-minute bank policy changes. Every step of the way, he provided clear options, expert guidance, and stayed on top of everything, never missing a beat, ensuring everything stayed on track.In a sea of brokers, John stands out for all the right reason!Response from the ownerThank you, Kylie! It's wonderful to hear about your experience with John at Central Lending Solutions. We're so pleased he was able to navigate the challenges like title delays and last-minute bank changes to find the right mortgage product for you. Regards Team CLS.#heretohelp Harrison FaircloughHarrison Fairclough ★★★★★ Johnathon Ross has been an amazing mortgage broker helping us every step of the way. 10/10Response from the ownerThank you so much, Harrison! It's fantastic to hear how Johnathon was able to guide you through the mortgage process. If you have any future needs, don't hesitate to reach out!Regards Team CLS.#heretohelp Benjamin TamatiBenjamin Tamati ★★★★★ John from Central Lending Solutions has been a pleasure to deal with. With the clients best interests in the forefront of his mind, he has provided the most suitable and practical option for me going forward. Communication has been prompt, clear and easy.Thank you JohnResponse from the ownerThank you so much, Benjamin! John will be thrilled to hear how much you appreciated his dedication to finding the best loan options for you. If you ever need further assistance with home loans feel free to reach out.Regards Team CLS.#heretohelp Atrisa YoudAtrisa Youd ★★★★★ Update 2025: Central Lending Solutions helped us once more and thanks to Dave and Melinda we are on a lower rate now which helps a lot considering the cost of living . Thank you and we appreciate all the help2022: Dave and Keeley were both amazing and helped us with our first home’s loan. They made the whole process super easyResponse from the ownerGreat to hear Atrisa! Appreciate the lovely feedback.Regards Team CLS.#heretohelp Kimberley LathamKimberley Latham ★★★★★ Liz was an absolute rock of support to us, advising us on how much mortgage we could realistically afford and securing more than we thought we could obtain, plus an excellent interest rate. She guided us step by step throughout the finance approval process and supported us when putting offers in on houses, making what can be a very scary process, a much easier task for us. I would 100% recommend Liz to anyone looking for a mortgage broker.Response from the ownerThank you so much, Kimberley! It's wonderful to hear that Liz's support and guidance made securing your mortgage and navigating the approval process a breeze. If you ever need assistance with home loans or anything else in the future, feel free to reach out.Regards Team CLS.#heretohelp Danielle GuagliardoDanielle Guagliardo ★★★★★ Jono was such a great help making the finance process so easy and so much less daunting for my partner and I going for approval for building our first home. We’re both so grateful for home much he’s supported us both answering any questions we have regarding the process.Response from the ownerThank you so much, Danielle! It's fantastic to hear that Jono was able to make the finance process smooth and easy for you and your partner as you build your first home. If you need any further assistance in the future please reach out!Regards Team CLS.#heretohelp js_loader

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Central Lending Solutions Blog

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