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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Sarah MurphySarah Murphy ★★★★★ It was a long journey in the current market, but Aoife was amazing to deal with from the startAoife was incredibly helpful every step of the way and always provides clear and informative answers. She was a real godsend during the stressful moments.Thank you, Aoife, for making the journey to buying our first home feel so much easier.Response from the ownerThank you so much for your wonderful review, Sarah. We’re thrilled Aoife made the process easier and provided clear, informative guidance throughout your journey to buying your first home. Congratulations on your new home, and please reach out if we can help with anything else. Jordan BartellJordan Bartell ★★★★★ I just want to say a big thank you to my broker Aoife for all the hard work she has put in to get my loan approved. She has been on top of everything the whole way through, running around behind the scenes to make sure everything was sorted and moving forward.Aoife really went the extra mile to make sure I got the best rate possible and didn’t end up stuck with a high interest rate. I really appreciate how much effort she put into making sure everything worked out for me.She’s also a very social person who is always up for a laugh and a quick chat, which made the whole process much easier and more enjoyable.Thanks so much Aoife for all your hard work in getting me approved. I really appreciate it.Thanks again,JordanResponse from the ownerThank you for the wonderful review, Jordan. We're delighted Aoife was able to secure a great rate and make the process smooth and enjoyable for you. We will pass your kind words on to her, and she will be thrilled to hear them. We appreciate you choosing us and wish you all the best moving forward. Isis RodriguesIsis Rodrigues ★★★★★ Liz is amazing! She was incredibly knowledgeable, kept us well informed throughout the process, and always had our best interests in mind. We felt supported every step of the way. I highly recommend her.Response from the ownerThank you so much for the kind words, Isis. We’re thrilled Liz provided knowledgeable, attentive support and kept you informed throughout the process. I will share your recommendation with her and the team. We appreciate your trust and are here for any future needs. Chris JonesChris Jones ★★★★★ We had a fantastic experience dealing with Aoife Farrell. She was professional, responsive, and made the whole process simple and stress-free. We highly recommend her to anyone looking for great service and clear advice.Response from the ownerThank you so much for the wonderful review, Chris. We’re delighted Aoife provided professional, responsive, and stress-free service. We’ll be sure to pass your kind words on to her. We appreciate your recommendation and are here whenever you need us in the future. Trameisha PhanTrameisha Phan ★★★★★ Jon is fantastic. There were a lot of ups and downs during my journey to obtain a home loan—many times when I truly didn’t think it would be possible. However, with my persistence and Jon’s willingness to go above and beyond to help me achieve my goal, we made it happen.Through consistent, clear, and thorough communication, Jon guided me every step of the way. Thanks to his dedication and support, I was able to secure my loan and build the home I had always wanted.He is compassionate, supportive, and always willing to go the extra mile for his clients. His emotional support and guidance throughout the building process made a challenging journey so much easier. I couldn’t recommend him highly enough.Response from the ownerThank you so much, Trameisha, for your thoughtful review. We’re thrilled Jon’s dedication, clear communication, and emotional support helped you secure your loan and build the home you wanted. It means a lot that you recognized his willingness to go above and beyond. Congratulations on your new home, and thank you for recommending us. Joe Baker-RyanJoe Baker-Ryan ★★★★★ Liz was great, from the first meeting in person to general communication I was up to date through the whole process of my finance process. Highly recommended.Response from the ownerThank you, Joe. . We appreciate you taking the time to share your experience and for the recommendation. If you need anything in the future, we're here to help.Regards Team CLS#heretohelp Emilian NaidooEmilian Naidoo ★★★★★ We honestly cannot thank Centre Lending Solutions enough , especially Keeley Rodgers ,for the incredible support over the past year.Our journey to home ownership wasn’t quick or straightforward. With the current Australian housing market and rising property prices, we weren’t financially ready at the start. But Keeley never treated us like a “maybe” client. Instead, he worked with us patiently for over a year, guiding us step by step on what we needed to improve, how to position ourselves better, and what realistic goals looked like in today’s market.He was honest, knowledgeable, and always available to answer our questions, no matter how small. What stood out most was that he genuinely cared about helping us succeed, not just securing a quick approval. He kept us motivated, focused, and confident throughout the entire process.Because of Keeley’s guidance and dedication, we have now achieved our dream of home ownership ,something that once felt out of reach.If you’re looking for a broker who is professional, patient, and truly invested in your long-term success, we highly recommend Keeley Rodgers and the team at Centre Lending Solutions.Thank you again for helping make this dream a reality!Emilian & FamilyResponse from the ownerThank you Emilian and family for your wonderful review and for trusting Centre Lending Solutions. We’re thrilled Keeley’s patient, honest guidance helped you achieve homeownership, congratulations on your new home. If you ever need anything further or have friends or family who need assistance, we’re always here to help.Regards team CLS.#heretohelp Delta NobleDelta Noble ★★★★★ We highly recommend Central Lending Solutions - especially Liz! As first home buyers, we had no idea what to expect or where to start but Liz made the entire process feel completely seamless from start to finish.Communication was outstanding. We were always kept informed with regular updates, and no question was ever too small. She took the time at the beginning explaining everything clearly, which gave us so much confidence and peace of mind throughout the journey.Liz truly went above and beyond for us. Her dedication, professionalism and genuine care made what could have been a stressful experience feel smooth and exciting instead. This simply would not have been possible without Central Lending Solutions.Thank you again,Delta & JoshResponse from the ownerThank you Delta and Josh for the wonderful review and recommendation. We’re thrilled Liz made your first home-buying experience seamless, informative, and stress-free. We will share your kind words with Liz and the rest of the team as they mean a lot. Enjoy your new home and please reach out if you need anything further. lisa skinnerlisa skinner ★★★★★ Absolutely fantastic brokers. We’ve dealt with Dave, Lizzie and Melinda. Can’t rate them enough. Fast replies to emails with fantastic information and easy guidance. I would never use another broker apart from this great team.Response from the ownerThank you so much for the wonderful review, Lisa. We’re thrilled Dave, Lizzie and Melinda provided fast replies, clear information and easy guidance, and we’ll pass your compliments on to them. We appreciate your loyalty and look forward to helping you again whenever you need us.Regards Team CLS.#heretohelp Kieran DavidsonKieran Davidson ★★★★★ Keeley Rodgers was absolutely brilliant, helped us the whole journey and was very informative.Couldn’t recommend Keeley moreResponse from the ownerThank you so much for the wonderful feedback, Kieran. We’re thrilled Keeley Rodgers provided excellent support throughout your journey and truly appreciate your recommendation. We’ll be sure to pass your kind words on to Keeley.Regards Team CLS.#heretohelp R FrancisR Francis ★★★★★ Just wanted to say a massive Thankyou too John, going that extra mile to help make my dream of owning a home come true. He went above and beyond always keeping me updated and helping get the best possible options, and was always happy to help with any questions I had. Cheers for your help mate much appreciated.Response from the ownerThank you so much for your kind words, R Francis. We're thrilled John could go the extra mile to help make your dream of owning a home come true. We pride ourselves on keeping customers informed and finding the best options, and we're glad he was so helpful with your questions. Enjoy your new home and thank you for choosing us.Regards Team CLS.#heretohelp Ryan FitzsimmonsRyan Fitzsimmons ★★★★★ As a first-home buyer, I had no idea about the process when it came to mortgages and finances. Johnathon Ross was great from the start. He took the time to explain everything in plain English, answered all my questions and guided me through the entire process with patience and professionalism. Thanks to John at CLS, buying my first home felt far less overwhelming and far more achievable.Response from the ownerRyan, thank you for sharing your experience. We're delighted Johnathon made the mortgage process clear and guided you with patience and professionalism. Congratulations on your first home — it means a lot that you trusted CLS with this milestone. If you need anything down the road, we're always here to help.Regards Team CLS.#heretohelp morteza bagherimorteza bagheri ★★★★★ John was amazing to work with! So quick, responsive, and always available. He's incredibly knowledgeable and great at explaining things clearly. He really listened and helped me through the tricky parts. Highly recommend!Response from the ownerThank you for your fantastic review! We're thrilled to hear that John provided you with such excellent service and support. Your recommendation means a lot to us, and we appreciate you taking the time to share your experience. We look forward to assisting you again in the future!Regards Team CLS.#heretohelp Des KukaDes Kuka ★★★★☆ Jono Ross has been amazing!! He has always been available to assist us through our finance, he takes time to explain anything we weren’t sure of. Just an all round great guy! Will definately recommend him an will use him again in the future. Thanks again JonoResponse from the ownerThank you for your wonderful feedback! We're thrilled to hear that Jono Ross has provided you with exceptional assistance and support throughout your finance needs. It's great to know that his dedication and clear explanations made a positive impact on your experience. We truly appreciate your recommendation and look forward to serving you again in the future.Regards Team CLS.#heretohelp Elaine ConnollyElaine Connolly ★★★★★ We couldn’t be happier with the mortgage service we received from Central Solutions. Johnathon was outstanding—professional, knowledgeable, and made the entire process seamless from start to finish. He took the time to explain everything clearly, kept us updated every step of the way, and truly went above and beyond to make sure we got the best outcome. We’re so grateful for his support .We’ll certainly be returning for any future endeavors and have no hesitation in recommending Central Solutions to others.Response from the ownerThank you so much for your wonderful feedback, Elaine!. We look forward to assisting you with any future endeavors.Regards Team CLS.#heretohelp Dan NeglineDan Negline ★★★★★ Absolutely first class and seamless working with Dave Phelan and the team at Central Lending Solutions! All the hard work taken out of it. Fast and clear open communication and the best deal on our mortgage. Couldn’t be happier with this business.Response from the ownerThanks Dan! Appreciate the kind words. Thanks for using CLS!Regards Team CLS.#heretohelp Hayden WoodHayden Wood ★★★★★ Jono has gone above and beyond for me to get my first mortgage. Couldn't be happier with the serviceResponse from the ownerThank you for your positive feedback, Hayden! We're thrilled to hear that Jono was able to assist you in securing your first mortgage. We appreciate your support and wish you all the best in your new home!Regards Team CLS.#heretohelp VanessaVanessa ★★★★★ Dave and Melinda have been fantastic, very professional, responsive and informative. Provided a number of options to refinance our home for a better interest rate, and have gone above and beyond to make the whole process as easy as possible.Response from the ownerHi Vanessa! Thank you for your wonderful feedback. It's great to hear that Dave and Melinda made refinancing your home a breeze with their professionalism and helpfulness, especially in finding better interest rate options for you. If you need any further assistance down the line, feel free to reach out!Regards Team CLS.#heretohelp Yvette PorrecaYvette Porreca ★★★★★ Great service and quick results from the team at Central Lending Solutions. Melinda was absolutely amazing, highly recommend.Response from the ownerThankyou Yvette for the feedback! We appreciate it! Regards CLS #heretohelp Cally JenningsCally Jennings ★★★★★ Aoife has been so efficient, knowledgeable, supportive and accommodating with my finance application, and I would recommend her to everyone.I have also worked with Aoife in my previous job as a Settlement Agent, and she made the process so much smoother for me from this perspective too, hence using her for my own finance application this time.Thank you Aoife for making the process so smooth and seamless for me, especially with me being overseas for most of the process.Response from the ownerThank you for your wonderful review, Cally! We’re thrilled to hear that Aoife provided you with such efficient and knowledgeable support throughout your finance application. It's fantastic to know that her assistance made your experience smooth, especially given the challenges of being overseas. We appreciate your recommendation and are glad to have been able to help you once again. Regards Team CLS.#heretohelp Tanya ChokudaTanya Chokuda ★★★★★ I had a great experience working with Johnathon Ross. He made the whole mortgage process super easy and stress-free. Always quick to respond, clear with his advice, and really took the time to find the best option for my husband and I.We felt supported from start to finish, and I wouldn’t hesitate to recommend him to anyone looking for a mortgage broker. Thanks again for all your help!Response from the ownerThank you so much, Tanya! It's wonderful to hear that Johnathon made your mortgage process easy and stress-free while finding the best options for you and your husband. We’re really glad you felt supported throughout the journey, and we appreciate your recommendation!Regards Team CLS.#heretohelp Lawrence PhiriLawrence Phiri ★★★★★ I had an excellent experience working with Johnathon Ross. From start to finish, he was very professional, knowledgeable, and extremely responsive. He took the time to explain all available options and guided my wife and I through every step of the mortgage process with patience and clarity.His expertise made what could have been a stressful experience smooth and efficient. I felt confident in every decision I made, thanks to his guidance.I highly recommend Johnathon to anyone seeking reliable mortgage advice.Thank you again for your outstanding service.Response from the ownerThank you, Lawrence! It's wonderful to hear that Johnathon provided you with such attentive, knowledgeable service. We're delighted he made the mortgage process clear and stress-free for you and your wife. We're here anytime you need trusted mortgage advice in the future.Regards Team CLS.#heretohelp Tiyana MareeTiyana Maree ★★★★★ Keeley and the team at Central Lending Solutions have been absolutely amazing. I have spoken to brokers in the past but with Keeley nothing was to hard in the mission for me building my first home. He made everything seem simple and now I’m just awaiting to be handed my keys to my new home.Response from the ownerThank you so much, Tiyana! Building your first home is a special journey, and I'm really glad Keeley and our team could make it a smooth and simple one for you. If there’s anything else we can assist you with either for this home or in the future, please don’t hesitate to reach out—enjoy your new home!Regards Team CLS.#heretohelp Matthias ShimMatthias Shim ★★★★★ From the very beginning, Harj was warm, approachable, and incredibly knowledgeable. He took the time to understand my situation, explain all the options clearly, and always made sure I felt informed and supported—not rushed or pressured. It’s rare to find someone who combines expertise with such a personal touch, but Harj really does.He handled every step of the process with professionalism, transparency, and a level of care that gave me real peace of mind. No question was too small, and no challenge was too much. He truly went above and beyond.If you’re feeling uncertain or overwhelmed—especially in a time where finance can be complex—Harj and the team at Central Lending Solutions are the people you want beside you. I can’t recommend them highly enough. Thanks again Harj!Response from the ownerThank you so much for your kind words, Matthias! Our team strives to provide personalized support and clarity in every situation, and it’s rewarding to know that you felt informed and cared for. Your recommendation means a lot to us, and we look forward to assisting you again in the future. Enjoy your new home!Regards Team CLS.#heretobhelp js_loader

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Central Lending Solutions Blog

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