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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Karla McLeodKarla McLeod ★★★★★ David Phelan has managed my mortgage for 10 years now doing an outstanding job of securing me the best possible rates and contracts. He listens to what I need and my goals for the future, giving sound advice at all times. Through my most recent refinance Melinda Myers also worked with David. They both answered every email promptly, ensuring they addressed every single one of my questions. They returned phone calls immediately - once again answering my questions with patience and understanding.I would highly recommend this dynamic team!!Response from the ownerThank you for your wonderful review, Karla! We're thrilled to hear about your positive experience with David and Melinda. Their commitment to providing excellent service is what we strive for, and your recommendation means a lot to us! We look forward to assisting you again in the future.Regards Team CLS.#heretoehelp Phillip NPhillip N ★★★★★ I am delighted to share my outstanding experience with Dave & Melinda. Securing finance for a new home can be daunting, but the team at Central Lending Solutions made the entire process smooth and stress-free. From the initial consultation to the final approval, their professionalism and expertise were evident. They were always available to answer my questions, explain the finer details, and offer invaluable advice tailored to my financial situation. Their commitment to transparency and customer satisfaction truly sets them apart in the industry. Thanks to Central Lending Solutions, I am now the proud owner of a beautiful new home. I highly recommend their services to anyone seeking reliable and supportive financial assistance. Their dedication to helping clients achieve their dreams is unmatched.Response from the ownerHi Phillip,Thankyou for providing CLS a 5 star review and are glad you had a fantastic experience with us. Enjoy the new home!Regards,Team CLS.#heretohelp Cherie SimsCherie Sims ★★★★★ Thank you so much Harj. This process terrified me & Central Lending Solutions just made everything so easy to understand & processed everything so quickly. Would 100% recommend & will go back if I need a loan in the future!Response from the ownerGood to see you get into your own home Cherie! You were a pleasure to deal with. Jack BensleyJack Bensley ★★★★★ Our experience with Keeley at Central Lending Solutions was a smooth experience from start to finish. Keeley was very accommodating at answering any questions and supporting us throughout our journey.Response from the ownerHi Jack, Thanks for the 5 star review! Thankyou for CLS to help with your finance application.Regards Team CLS.#heretohelp Brian JohnstonBrian Johnston ★★★★★ Big thanks Harj and Melinda for a fast and professional serviceResponse from the ownerHi, Brian. Thanks for taking the time to share your positive experience. We truly appreciate it! Madi RoseMadi Rose ★★★★★ We have had a great experience going through CLS, with Keeley as our broker. Keeley kept us regularly updated throughout the whole loan application process, he explained everything well and was always on hand to answer any questions we have. Thanks for all your help Keeley!Response from the ownerHi Madi,Great feedback and thanks for leaving the review!Regards Team CLS.#heretohelp daryl carubiodaryl carubio ★★★★★ We've worked with Keeley in processing our loan application for our first home in Perth. Being at the remote location like New Zealand is not that easy given considerations that we need to undertake. But Keeley really find ways in getting our docs sorted up to the last day of settlement which is great! - thanks again Keeley!Response from the ownerHi Daryl, Thank you for your kind words! Was a push to get it done in time but we managed to get the right result!Regards Team CLS.#heretohelp Samantha MccranSamantha Mccran ★★★★★ Aiofe from Central Lending made everything so easy. Amazingly lovely and attentive to all my queries and questions and often contacting me anticipating my questions!Fantastic, highly recommend!Response from the ownerThanks Samantha!! Great to have this fantastic feedback!! Christine CappasChristine Cappas ★★★★★ Harj was so lovely and got my loan over the line. He gave me great financial advice, both Harj and Keeley were always there to answer any questions I had whether it be via phone or email.I've not only used them for the purchase of my first home but also the selling of the house in WA and the purchase of a unit in Sydney. I couldn't recommend any other financial broker to use except for Harj and Keeley. They truly care for their clients. Any future financial help I need I will continue to use Central Lending Solutions. Harj I can't thank you enough for everything you've done for me. Keeley and Harj are the best financial brokersResponse from the ownerHi Christine, Your feedback is highly appreciated and we thank you for the 5 Star review. Any questions in the future please reach out!!Regards Team CLS.#heretohelp Kane HayterKane Hayter ★★★★★ We have had a fantastic experience getting a mortgage with CLS. Our consultant, Keeley, has been phenomenal with the whole process. He has taken away any anxiety over the complicated process by explaining the process with concision and simplicity. He regularly made himself available outside of the regular weekday 9-5 helping us achieve our goals alongside maintaining our work schedules.Would highly recommend Central Lending Solutions and Keeley!Response from the ownerHi Kane, Thankyou for leaving such a excellent review. Great to see you had a such a positive experience with Keeley and CLS.Regards Team CLS.#heretohelp Sam WardSam Ward ★★★★★ First class service, made the whole process quick and easy. Could not recommend Harj and his team enough.Response from the ownerHi Sam, Appreciate your kind words and thankyou for using CLS agin.Regards team CLS.#heretohelp Stephen CrisostomoStephen Crisostomo ★★★★★ My partner and I recently enjoyed working with Harj Dhillon and Melinda Myers. We were first-time homebuyers at 28 and can't recommend them highly enough! Navigating the home loan process can be daunting, especially with a few thousand dollars in debt, but Harj and Melinda made it incredibly manageable.From our very first meeting, they took the time to understand our unique financial situation and goals. They were patient, answering all our questions in a way that was easy to understand, which helped alleviate our worries. Harj's expertise in the mortgage landscape was evident; he guided us through the various loan options available and helped us identify the best fit for our needs.Melinda's detailed approach to budgeting and financial planning was instrumental in strengthening my loan application. She provided valuable insights on improving our credit score and managing our debts. Her support and Harj's expertise made us feel supported every step of the way.Harj and Melinda's top-notch communication was a key factor in my successful home loan application. They always kept us updated and were available to address any concerns. Their genuine care for our success and well-being was evident in every interaction.Thanks to their hard work, we secured a fantastic home loan for which we're genuinely grateful. We are now in the process of settlement for our future home, and we couldn’t have done it without Harj and Melinda. If you're a first-time homebuyer, especially with financial concerns, we wholeheartedly recommend contacting them. They will guide you with expertise and compassion, making the entire process a positive experience!Response from the ownerHi Stephen, Appreciate you leaving us such a fantastic review! It's awesome to see you loan get approved and into your first home!Regards Team CLS.#heretohelp deborah sosiodeborah sosio ★★★★★ My husband and I had the pleasure to work with Liz at Central Landing Solutions over the past few months and we couldn't be happier. Reliable, available and punctual, Liz made sure our settlement run smoothly and was simply a pleasure to work with. Thank you kindly.Response from the ownerHi Deborah, Appreciate your kind words and thankyou allowing Liz and CLS to be part of your home journey!Regards Team CLS.#heretohelp Abdullah AbdAbdullah Abd ★★★★★ Wonderful team , more experience, really 5 starsThere is precise work. Very organised honest in working with customers very fast for response to customer on phone , message, and emailVery fast for answerReally thank you for themResponse from the ownerHi Abdullah, We are thrilled to learn that you had a positive experience with us and thank you for the 5 star review!Regards,Team CLS.#heretohelp Vincent SoriyaoVincent Soriyao ★★★★★ As a first-time home buyer with no prior experience, I was initially reluctant to commit to any financial broker. However, Keeley from CLS has been incredible. He is exceptionally knowledgeable and always takes the time to explain complex financial concepts in a way that’s easy to understand. Keeley guided us through the entire process and provided invaluable support until we secured our finance. Thanks Keeley!Response from the ownerHi Vincent,Thank you so much for leaving us a stellar review! We understand buying your first home can be daunting so we are glad we made the journey a little easier! Congrats and enjoy the home!Regards Team CLS.#heretohelp Solomon PathaSolomon Patha ★★★★★ Great service by Harj, nothing is too hard for Harj. He will go over and beyond to help you get the best loan that is on the market and on time. Thank you Harj.Response from the ownerHi Solomon, Your feedback is highly appreciated and we thankyou for your repeat business!Regards team CLS#heretohelp Afaese PaeaAfaese Paea ★★★★★ Harj you are the man!!! As hard as the process was you made me feel comfortable and confident everything was under control absolutely stoked with the outcome. Melinda you were fantastic as well keeping me updated.I would recommend your services to anyone.Thank you team!!!Response from the ownerHi Afaese, We appreciate the kind words and are glad we could provide you with a positive experience! There was a few hurdles we faced but we got the result! Congrats.Regards team CLS.#heretohelp Robert BogyiRobert Bogyi ★★★★★ We have been using Central Landing Solutions for over 10 years now. Harj is a pleasure to deal with, very knowledgeable and always goes above and beyond to ensure he meets the clients expectations and delivers them on time. We have just finished financing our next project which had very narrow timelines and CLS have ensured finance was approved on time. Thanks Harj and your team for the great service you provide and looking forward working on the next project shortly.Response from the ownerHi Robert, Its our pleasure to be able to serve you over the past 10 years. We really appreciate your repeat business and thankyou for being a loyal customer of CLS. Regards Team CLS.#heretohelp DonelleDonelle ★★★★★ Liz and her team made this experience seamless and easy. Communication was excellent and explanation of all the necessary documentation was clarified and made clear. Would highly recommend.Response from the ownerHi Donelle,Thanks for your 5 star review and recommendation! We appreciate your business!Regards Team CLS.#heretohelp Madisyn MccranMadisyn Mccran ★★★★★ Liz is great at what she does and has helped us through every step ! She has kept us updated and communicated well along the way and is full of knowledge and able to answer any question we've thrown at her. Thanks Liz !Response from the ownerHi Madisyn,Your feedback is highly appreciated. Thank you for your 5 star review!Regards Team CLS.#heretohelp Conrad BuxConrad Bux ★★★★★ Harj from Central Lending Solutions is an absolute superstar! He caters for every budget, every timeframe and is exceptional in his ability to find solutions that work - every time. We've used Harj on several projects and would never look elsewhere. He's a top professional, extremely knowledgeable and knows exactly what needs to be done to achieve set goals. Whether you're buying for yourself and looking at investing, Harj will get it done! Thank you, Harj!Response from the ownerHi Conrad, thank you providing a 5 star review and wonderful feedback. Thankyou for using CLS again. Regards Team CLS#heretohelp Musharraf KhanMusharraf Khan ★★★★★ This was our 3rd loan settlement with CLS. Our mortgage broker Keeley rodgers has been fantastic. He is very professional and extremely helpful. Always going above and beyond with all our questions and solutions. Highly recommend CLS and Keeley. Superb team.Response from the ownerHi Musharraf,Thanks for the fantastic review! It’s been been our pleasure to help you on multiple occasions!!Regards Team CLS.#heretohelp js_loader

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Outstanding Customer Service

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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