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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

morteza bagheri

★★★★★

John was amazing to work with! So quick, responsive, and always available. He's incredibly knowledgeable and great at explaining things clearly. He really listened and helped me through the tricky parts. Highly recommend!

Response from the ownerThank you for your fantastic review! We're thrilled to hear that John provided you with such excellent service and support. Your recommendation means a lot to us, and we appreciate you taking the time to share your experience. We look forward to assisting you again in the future!

Des Kuka

★★★★☆

Jono Ross has been amazing!! He has always been available to assist us through our finance, he takes time to explain anything we weren’t sure of. Just an all round great guy! Will definately recommend him an will use him again in the future. Thanks again Jono

Response from the ownerThank you for your wonderful feedback! We're thrilled to hear that Jono Ross has provided you with exceptional assistance and support throughout your finance needs. It's great to know that his dedication and clear explanations made a positive impact on your experience. We truly appreciate your recommendation and look forward to serving you again in the future.

Elaine Connolly

★★★★★

We couldn’t be happier with the mortgage service we received from Central Solutions. Johnathon was outstanding—professional, knowledgeable, and made the entire process seamless from start to finish. He took the time to explain everything clearly, kept us updated every step of the way, and truly went above and beyond to make sure we got the best outcome. We’re so grateful for his support .We’ll certainly be returning for any future endeavors and have no hesitation in recommending Central Solutions to others.

Response from the ownerThank you so much for your wonderful feedback, Elaine!. We look forward to assisting you with any future endeavors.Regards Team CLS.#heretohelp

Dan Negline

★★★★★

Absolutely first class and seamless working with Dave Phelan and the team at Central Lending Solutions! All the hard work taken out of it. Fast and clear open communication and the best deal on our mortgage. Couldn’t be happier with this business.

Response from the ownerThanks Dan! Appreciate the kind words. Thanks for using CLS!Regards Team CLS.#heretohelp

Dean Saul

★★★★★

⭐️⭐️⭐️⭐️⭐️My wife and I had an amazing experience with Central Lending Solutions. Liz went above and beyond for us throughout our home loan journey. She was patient, honest, and always had our best interests at heart. Whenever things felt complicated, Liz took the time to explain everything clearly and made sure we understood all our options. Thanks to her, we felt confident and supported the entire way. We couldn’t have asked for a better broker – thank you, Liz!

Response from the ownerThank you for your wonderful feedback, Dean! We’re thrilled to hear that you and your wife had an amazing experience with Liz.Regards Team CLS.#heretohelp

Hayden Wood

★★★★★

Jono has gone above and beyond for me to get my first mortgage. Couldn't be happier with the service

Response from the ownerThank you for your positive feedback, Hayden! We're thrilled to hear that Jono was able to assist you in securing your first mortgage. We appreciate your support and wish you all the best in your new home!Regards Team CLS.#heretohelp

Vanessa

★★★★★

Dave and Melinda have been fantastic, very professional, responsive and informative. Provided a number of options to refinance our home for a better interest rate, and have gone above and beyond to make the whole process as easy as possible.

Response from the ownerHi Vanessa! Thank you for your wonderful feedback. It's great to hear that Dave and Melinda made refinancing your home a breeze with their professionalism and helpfulness, especially in finding better interest rate options for you. If you need any further assistance down the line, feel free to reach out!Regards Team CLS.#heretohelp

Yvette Porreca

★★★★★

Great service and quick results from the team at Central Lending Solutions. Melinda was absolutely amazing, highly recommend.

Response from the ownerThankyou Yvette for the feedback! We appreciate it! Regards CLS #heretohelp

Cally Jennings

★★★★★

Aoife has been so efficient, knowledgeable, supportive and accommodating with my finance application, and I would recommend her to everyone.I have also worked with Aoife in my previous job as a Settlement Agent, and she made the process so much smoother for me from this perspective too, hence using her for my own finance application this time.Thank you Aoife for making the process so smooth and seamless for me, especially with me being overseas for most of the process.

Response from the ownerThank you for your wonderful review, Cally! We’re thrilled to hear that Aoife provided you with such efficient and knowledgeable support throughout your finance application. It's fantastic to know that her assistance made your experience smooth, especially given the challenges of being overseas. We appreciate your recommendation and are glad to have been able to help you once again. Regards Team CLS.#heretohelp

Tanya Chokuda

★★★★★

I had a great experience working with Johnathon Ross. He made the whole mortgage process super easy and stress-free. Always quick to respond, clear with his advice, and really took the time to find the best option for my husband and I.We felt supported from start to finish, and I wouldn’t hesitate to recommend him to anyone looking for a mortgage broker. Thanks again for all your help!

Response from the ownerThank you so much, Tanya! It's wonderful to hear that Johnathon made your mortgage process easy and stress-free while finding the best options for you and your husband. We’re really glad you felt supported throughout the journey, and we appreciate your recommendation!Regards Team CLS.#heretohelp

Lawrence Phiri

★★★★★

I had an excellent experience working with Johnathon Ross. From start to finish, he was very professional, knowledgeable, and extremely responsive. He took the time to explain all available options and guided my wife and I through every step of the mortgage process with patience and clarity.His expertise made what could have been a stressful experience smooth and efficient. I felt confident in every decision I made, thanks to his guidance.I highly recommend Johnathon to anyone seeking reliable mortgage advice.Thank you again for your outstanding service.

Response from the ownerThank you, Lawrence! It's wonderful to hear that Johnathon provided you with such attentive, knowledgeable service. We're delighted he made the mortgage process clear and stress-free for you and your wife. We're here anytime you need trusted mortgage advice in the future.Regards Team CLS.#heretohelp

Tiyana Maree

★★★★★

Keeley and the team at Central Lending Solutions have been absolutely amazing. I have spoken to brokers in the past but with Keeley nothing was to hard in the mission for me building my first home. He made everything seem simple and now I’m just awaiting to be handed my keys to my new home.

Response from the ownerThank you so much, Tiyana! Building your first home is a special journey, and I'm really glad Keeley and our team could make it a smooth and simple one for you. If there’s anything else we can assist you with either for this home or in the future, please don’t hesitate to reach out—enjoy your new home!Regards Team CLS.#heretohelp

Matthias Shim

★★★★★

From the very beginning, Harj was warm, approachable, and incredibly knowledgeable. He took the time to understand my situation, explain all the options clearly, and always made sure I felt informed and supported—not rushed or pressured. It’s rare to find someone who combines expertise with such a personal touch, but Harj really does.He handled every step of the process with professionalism, transparency, and a level of care that gave me real peace of mind. No question was too small, and no challenge was too much. He truly went above and beyond.If you’re feeling uncertain or overwhelmed—especially in a time where finance can be complex—Harj and the team at Central Lending Solutions are the people you want beside you. I can’t recommend them highly enough. Thanks again Harj!

Response from the ownerThank you so much for your kind words, Matthias! Our team strives to provide personalized support and clarity in every situation, and it’s rewarding to know that you felt informed and cared for. Your recommendation means a lot to us, and we look forward to assisting you again in the future. Enjoy your new home!Regards Team CLS.#heretobhelp

Jonno

★★★★★

Aoife is without a doubt the best and most efficient there is. Made our dreams possible and has continued to help and do so years on. Can't recommend her highly enough to get the job done, A1 service and outcome.

Response from the ownerThank you so much for your kind review! We're really glad to hear that Aoife has been such a great support for you! Appreciate the feedback and 5 star review.Regards Team CLS.#heretohelp

Logan Mikaere

★★★★★

I had a fantastic experience working with Johnathon Ross as my mortgage broker. From the very beginning, he went above and beyond by actually coming to my house to meet with me in person and take the time to understand my financial situation. That personal touch really set him apart.Throughout the entire process, John kept in regular contact and made sure I was always informed and comfortable with each step. He provided me with several loan options that could suit my needs, clearly explaining the pros and cons of each. Any questions I had were answered thoroughly which made me feel reassured.I genuinely appreciated John’s professionalism, and commitment to making the process as smooth as possible. Highly recommend him to anyone looking for a reliable and knowledgeable finance broker.

Response from the ownerThanks so much, Logan! It's wonderful to hear about your great experience with Jon. He truly does go above and beyond to provide that personalized touch, and I'm glad he was able to make the mortgage process feel comfortable and clear for you. We appreciate your recommendation, and if you ever need assistance in the future, we'd be happy to help.Regards Team CLS.#heretohelp

Michelle Boyle

★★★★★

Liz is absolutely amazing and helped us through every step of the way! From initial requirements to build our dream home, through to valuation and getting the best loan to suit our needs. Highly recommend Liz to anyone and everyone. THANK YOU kindly Liz 🙏

Response from the ownerThank you for the wonderful feedback, Michelle! We're thrilled to hear that Liz was able to assist you throughout the process of building your dream home. Your recommendation means a lot to us, and we appreciate your kind words. If you need anything else in the future, don't hesitate to reach out!Regards Team CLS.#heretohelp

Leanne Garner

★★★★★

⭐⭐⭐⭐⭐Aoife was absolutely amazing! She went above and beyond to help us and made the whole process so easy. She answered all our questions (and there were a lot!), always with patience and a smile. Nothing was ever too much trouble for her. We felt so supported every step of the way—thank you, Aoife!

Response from the ownerThank you so much, Leanne! We're delighted to hear how Aoife made your experience smooth and was always ready with a smile to address your questions. Regards Team CLS.#heretohelp

Callum Shahidi

★★★★★

Aoife is absolutely fantastic! She’s always quick to answer calls and emails, and her communication is second to none. As someone who had no clue about home loans or how the process works, Aoife made everything clear and easy to understand. She took the stress out of the whole experience and made me feel completely at ease. I can’t recommend her highly enough – a true professional and a genuinely great person to have in your corner!

Response from the ownerThanks so much, Callum! It's wonderful to hear how Aoife made the home loan process clear and stress-free for you. We're delighted that you felt at ease every step of the way, and we'll be sure to pass along your kind words to her. Regards Team CLS.#heretohelp

Janine De Swardt

★★★★★

My husband and I had a truly outstanding experience working with Johnathon Ross. From start to finish, he went above and beyond to help us achieve our dream of owning our first home. Johnathon was consistently informative, responsive, and always willing to take our calls to answer any questions we had. We highly recommend Central Lending Solutions and especially commend their exceptional professionalism and dedication throughout the entire process.

Response from the ownerThank you so much, Janine! It’s fantastic to hear that Johnathon Ross was able to assist you and your husband throughout the process of buying your first home. We're thrilled that his dedication and responsiveness made such a positive impact. If you ever have more questions or need help with anything in the future, don't hesitate to reach out.Regards Team CLS.#heretohelp

Ash Kemali

★★★★★

I had an excellent experience working with Johnathon. From start to finish, Johnathon was incredibly helpful, patiently answering all my questions, no matter how big or small. His accessibility was a standout—being able to call him anytime gave me confidence and peace of mind throughout the process. Jonhnathon truly took the lead, guiding me every step of the way with professionalism and expertise. I felt supported and well-informed, making what could have been a stressful process smooth and straightforward. I highly recommend John and the team for anyone looking for a reliable and dedicated broker.

Response from the ownerThank you for your kind words, Ash! I'm so glad to hear that Johnathon made the process smooth and easy for you by patiently answering your questions and being available whenever you needed help. Your recommendation means a lot to us, and if you ever need assistance with home loans or other financial services in the future please reach out.Regards Team CLS.#heretohelp

Tash A

★★★★★

Johnathon Ross was an amazing broker! He was super friendly, always kept us in the loop, and answered every single question we had. His communication was excellent from start to finish. We felt confident and supported the whole way through. Highly recommend working with him!

Response from the ownerThanks so much, Tash! It's wonderful to hear that Johnathon was able to provide you with clear communication and support throughout your mortgage journey. We are thrilled you felt confident working with him, and your recommendation.Regards Team CLS.#heretohelp

Gaz

★★★★★

What a great team!! Highly recommend they are so helpful, patient and friendly. We have used them several times and they make the whole process go smoothly with great results.A special thanks to Melinda!!

Response from the ownerThank you so much, Gaz! It's wonderful to hear you've had such a positive experience with our team multiple times. I'll be sure to pass your kind words along to Melinda—she'll be delighted to know her efforts were appreciated. Regards Team CLS.#heretohelp

Leo Sunny

★★★★★

We had a fantastic experience working with Keeley Rodgers for our home and land package mortgage. Over the past year, he has been incredibly patient and attentive, guiding us through every step with thorough explanations of the pros and cons of each available option. His expertise and dedication made the process seamless for us. Thanks a ton Keeley, for your outstanding service! We genuinely appreciate your guidance and would totally recommend you to anyone looking for mortgage advice

Response from the ownerThank you for sharing your wonderful experience, Leo! It's fantastic to hear how Keeley's patience and expertise played a vital role in guiding you through the home and land package mortgage process. We're so glad it felt seamless for you, and we truly appreciate your recommendation. If you or anyone you know needs further mortgage advice,Regards Team CLS.#heretohelp

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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