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Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

As widely experienced finance brokers, Central Lending Solutions specialise in providing our customers with the best financial and property solutions around.

Central lending Solutions (CLS) is a Perth based finance broking business with over 20 years experience in the finance industry. We specialize in construction finance but can assist our clients in all aspects of finance. A finance broker is someone who will shop around and secure the right home loan for you. We are paid by the bank therefore we do not charge the client a fee for our services.

Whether you are looking at building your first home, expanding your investment property portfolio or simply want to refinance to get a better deal we are the finance company for you!

Our business also provides Housing loans, Investment loans, Non-Australian resident loans, Land loans, Debt consolidation, Restructuring existing loans, Lines of credit facilities, Home to home and bridging finance, Low-doc loans, Auction pre-approval, Redraw facility, 100% Mortgage offset facility, No on-going bank fees option and more.

As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial solutions.

Debbie DixDebbie Dix ★★★★★ Liz gave excellent service from start to finish. Friendly straight forward easy to follow instructions. I would not hesitate to recommend her. Thank youResponse from the ownerThank you, Debbie, for your kind words and for recommending Liz. We’re delighted she provided friendly, straightforward service and clear instructions. I’ll be sure to share your feedback with her — it means a lot. We look forward to helping you again. Shannon TukiwahoShannon Tukiwaho ★★★★★ Since building our first family home we have had the pleasure of working with Central Lending Solutions. This was our first time and like all first times things can be quite daunting Liz made the whole process so simple for us and at nearly 2 years in, she is still by our side. Commitment and communication are words that come to mind in our experience. Your communication and commitment to our needs were/are second to none and we are so happy with your serviceResponse from the ownerThank you, Shannon, for your wonderful review and for trusting Central Lending Solutions with your first family home. We’re thrilled Liz made the process simple and that our communication and commitment have continued to meet your needs nearly two years on. Your kind words mean a lot to our team, and we’re always here to support you whenever you need us. We'll keep working hard to provide the same level of service. Beka WilliamsBeka Williams ★★★★★ Keeley has been nothing short of amazing on the multiple occasions he has helped us, couldn’t recommend him more!Response from the ownerThank you so much, Beka! We’re thrilled to hear Keeley has been amazing for you on multiple occasions. I’ll be sure to pass your kind words along to him. We appreciate your recommendation and look forward to helping you again. Delta NobleDelta Noble ★★★★★ We highly recommend Central Lending Solutions - especially Liz! As first home buyers, we had no idea what to expect or where to start but Liz made the entire process feel completely seamless from start to finish.Communication was outstanding. We were always kept informed with regular updates, and no question was ever too small. She took the time at the beginning explaining everything clearly, which gave us so much confidence and peace of mind throughout the journey.Liz truly went above and beyond for us. Her dedication, professionalism and genuine care made what could have been a stressful experience feel smooth and exciting instead. This simply would not have been possible without Central Lending Solutions.Thank you again,Delta & JoshResponse from the ownerThank you Delta and Josh for the wonderful review and recommendation. We’re thrilled Liz made your first home-buying experience seamless, informative, and stress-free. We will share your kind words with Liz and the rest of the team as they mean a lot. Enjoy your new home and please reach out if you need anything further. Kieran DavidsonKieran Davidson ★★★★★ Keeley Rodgers was absolutely brilliant, helped us the whole journey and was very informative.Couldn’t recommend Keeley moreResponse from the ownerThank you so much for the wonderful feedback, Kieran. We’re thrilled Keeley Rodgers provided excellent support throughout your journey and truly appreciate your recommendation. We’ll be sure to pass your kind words on to Keeley. R FrancisR Francis ★★★★★ Just wanted to say a massive Thankyou too John, going that extra mile to help make my dream of owning a home come true. He went above and beyond always keeping me updated and helping get the best possible options, and was always happy to help with any questions I had. Cheers for your help mate much appreciated.Response from the ownerThank you so much for your kind words, R Francis. We're thrilled John could go the extra mile to help make your dream of owning a home come true. We pride ourselves on keeping customers informed and finding the best options, and we're glad he was so helpful with your questions. Enjoy your new home and thank you for choosing us. Ryan FitzsimmonsRyan Fitzsimmons ★★★★★ As a first-home buyer, I had no idea about the process when it came to mortgages and finances. Johnathon Ross was great from the start. He took the time to explain everything in plain English, answered all my questions and guided me through the entire process with patience and professionalism. Thanks to John at CLS, buying my first home felt far less overwhelming and far more achievable.Response from the ownerRyan, thank you for sharing your experience. We're delighted Johnathon made the mortgage process clear and guided you with patience and professionalism. Congratulations on your first home — it means a lot that you trusted CLS with this milestone. If you need anything down the road, we're always here to help. morteza bagherimorteza bagheri ★★★★★ John was amazing to work with! So quick, responsive, and always available. He's incredibly knowledgeable and great at explaining things clearly. He really listened and helped me through the tricky parts. Highly recommend!Response from the ownerThank you for your fantastic review! We're thrilled to hear that John provided you with such excellent service and support. Your recommendation means a lot to us, and we appreciate you taking the time to share your experience. We look forward to assisting you again in the future! Des KukaDes Kuka ★★★★☆ Jono Ross has been amazing!! He has always been available to assist us through our finance, he takes time to explain anything we weren’t sure of. Just an all round great guy! Will definately recommend him an will use him again in the future. Thanks again JonoResponse from the ownerThank you for your wonderful feedback! We're thrilled to hear that Jono Ross has provided you with exceptional assistance and support throughout your finance needs. It's great to know that his dedication and clear explanations made a positive impact on your experience. We truly appreciate your recommendation and look forward to serving you again in the future. Elaine ConnollyElaine Connolly ★★★★★ We couldn’t be happier with the mortgage service we received from Central Solutions. Johnathon was outstanding—professional, knowledgeable, and made the entire process seamless from start to finish. He took the time to explain everything clearly, kept us updated every step of the way, and truly went above and beyond to make sure we got the best outcome. We’re so grateful for his support .We’ll certainly be returning for any future endeavors and have no hesitation in recommending Central Solutions to others.Response from the ownerThank you so much for your wonderful feedback, Elaine!. We look forward to assisting you with any future endeavors.Regards Team CLS.#heretohelp Dan NeglineDan Negline ★★★★★ Absolutely first class and seamless working with Dave Phelan and the team at Central Lending Solutions! All the hard work taken out of it. Fast and clear open communication and the best deal on our mortgage. Couldn’t be happier with this business.Response from the ownerThanks Dan! Appreciate the kind words. Thanks for using CLS!Regards Team CLS.#heretohelp Dean SaulDean Saul ★★★★★ ⭐️⭐️⭐️⭐️⭐️My wife and I had an amazing experience with Central Lending Solutions. Liz went above and beyond for us throughout our home loan journey. She was patient, honest, and always had our best interests at heart. Whenever things felt complicated, Liz took the time to explain everything clearly and made sure we understood all our options. Thanks to her, we felt confident and supported the entire way. We couldn’t have asked for a better broker – thank you, Liz!Response from the ownerThank you for your wonderful feedback, Dean! We’re thrilled to hear that you and your wife had an amazing experience with Liz.Regards Team CLS.#heretohelp VanessaVanessa ★★★★★ Dave and Melinda have been fantastic, very professional, responsive and informative. Provided a number of options to refinance our home for a better interest rate, and have gone above and beyond to make the whole process as easy as possible.Response from the ownerHi Vanessa! Thank you for your wonderful feedback. It's great to hear that Dave and Melinda made refinancing your home a breeze with their professionalism and helpfulness, especially in finding better interest rate options for you. If you need any further assistance down the line, feel free to reach out!Regards Team CLS.#heretohelp Yvette PorrecaYvette Porreca ★★★★★ Great service and quick results from the team at Central Lending Solutions. Melinda was absolutely amazing, highly recommend.Response from the ownerThankyou Yvette for the feedback! We appreciate it! Regards CLS #heretohelp Cally JenningsCally Jennings ★★★★★ Aoife has been so efficient, knowledgeable, supportive and accommodating with my finance application, and I would recommend her to everyone.I have also worked with Aoife in my previous job as a Settlement Agent, and she made the process so much smoother for me from this perspective too, hence using her for my own finance application this time.Thank you Aoife for making the process so smooth and seamless for me, especially with me being overseas for most of the process.Response from the ownerThank you for your wonderful review, Cally! We’re thrilled to hear that Aoife provided you with such efficient and knowledgeable support throughout your finance application. It's fantastic to know that her assistance made your experience smooth, especially given the challenges of being overseas. We appreciate your recommendation and are glad to have been able to help you once again. Regards Team CLS.#heretohelp Tanya ChokudaTanya Chokuda ★★★★★ I had a great experience working with Johnathon Ross. He made the whole mortgage process super easy and stress-free. Always quick to respond, clear with his advice, and really took the time to find the best option for my husband and I.We felt supported from start to finish, and I wouldn’t hesitate to recommend him to anyone looking for a mortgage broker. Thanks again for all your help!Response from the ownerThank you so much, Tanya! It's wonderful to hear that Johnathon made your mortgage process easy and stress-free while finding the best options for you and your husband. We’re really glad you felt supported throughout the journey, and we appreciate your recommendation!Regards Team CLS.#heretohelp Lawrence PhiriLawrence Phiri ★★★★★ I had an excellent experience working with Johnathon Ross. From start to finish, he was very professional, knowledgeable, and extremely responsive. He took the time to explain all available options and guided my wife and I through every step of the mortgage process with patience and clarity.His expertise made what could have been a stressful experience smooth and efficient. I felt confident in every decision I made, thanks to his guidance.I highly recommend Johnathon to anyone seeking reliable mortgage advice.Thank you again for your outstanding service.Response from the ownerThank you, Lawrence! It's wonderful to hear that Johnathon provided you with such attentive, knowledgeable service. We're delighted he made the mortgage process clear and stress-free for you and your wife. We're here anytime you need trusted mortgage advice in the future.Regards Team CLS.#heretohelp Tiyana MareeTiyana Maree ★★★★★ Keeley and the team at Central Lending Solutions have been absolutely amazing. I have spoken to brokers in the past but with Keeley nothing was to hard in the mission for me building my first home. He made everything seem simple and now I’m just awaiting to be handed my keys to my new home.Response from the ownerThank you so much, Tiyana! Building your first home is a special journey, and I'm really glad Keeley and our team could make it a smooth and simple one for you. If there’s anything else we can assist you with either for this home or in the future, please don’t hesitate to reach out—enjoy your new home!Regards Team CLS.#heretohelp JonnoJonno ★★★★★ Aoife is without a doubt the best and most efficient there is. Made our dreams possible and has continued to help and do so years on. Can't recommend her highly enough to get the job done, A1 service and outcome.Response from the ownerThank you so much for your kind review! We're really glad to hear that Aoife has been such a great support for you! Appreciate the feedback and 5 star review.Regards Team CLS.#heretohelp Logan MikaereLogan Mikaere ★★★★★ I had a fantastic experience working with Johnathon Ross as my mortgage broker. From the very beginning, he went above and beyond by actually coming to my house to meet with me in person and take the time to understand my financial situation. That personal touch really set him apart.Throughout the entire process, John kept in regular contact and made sure I was always informed and comfortable with each step. He provided me with several loan options that could suit my needs, clearly explaining the pros and cons of each. Any questions I had were answered thoroughly which made me feel reassured.I genuinely appreciated John’s professionalism, and commitment to making the process as smooth as possible. Highly recommend him to anyone looking for a reliable and knowledgeable finance broker.Response from the ownerThanks so much, Logan! It's wonderful to hear about your great experience with Jon. He truly does go above and beyond to provide that personalized touch, and I'm glad he was able to make the mortgage process feel comfortable and clear for you. We appreciate your recommendation, and if you ever need assistance in the future, we'd be happy to help.Regards Team CLS.#heretohelp Callum ShahidiCallum Shahidi ★★★★★ Aoife is absolutely fantastic! She’s always quick to answer calls and emails, and her communication is second to none. As someone who had no clue about home loans or how the process works, Aoife made everything clear and easy to understand. She took the stress out of the whole experience and made me feel completely at ease. I can’t recommend her highly enough – a true professional and a genuinely great person to have in your corner!Response from the ownerThanks so much, Callum! It's wonderful to hear how Aoife made the home loan process clear and stress-free for you. We're delighted that you felt at ease every step of the way, and we'll be sure to pass along your kind words to her. Regards Team CLS.#heretohelp Ash KemaliAsh Kemali ★★★★★ I had an excellent experience working with Johnathon. From start to finish, Johnathon was incredibly helpful, patiently answering all my questions, no matter how big or small. His accessibility was a standout—being able to call him anytime gave me confidence and peace of mind throughout the process. Jonhnathon truly took the lead, guiding me every step of the way with professionalism and expertise. I felt supported and well-informed, making what could have been a stressful process smooth and straightforward. I highly recommend John and the team for anyone looking for a reliable and dedicated broker.Response from the ownerThank you for your kind words, Ash! I'm so glad to hear that Johnathon made the process smooth and easy for you by patiently answering your questions and being available whenever you needed help. Your recommendation means a lot to us, and if you ever need assistance with home loans or other financial services in the future please reach out.Regards Team CLS.#heretohelp Tash ATash A ★★★★★ Johnathon Ross was an amazing broker! He was super friendly, always kept us in the loop, and answered every single question we had. His communication was excellent from start to finish. We felt confident and supported the whole way through. Highly recommend working with him!Response from the ownerThanks so much, Tash! It's wonderful to hear that Johnathon was able to provide you with clear communication and support throughout your mortgage journey. We are thrilled you felt confident working with him, and your recommendation.Regards Team CLS.#heretohelp js_loader

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

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As widely experienced finance brokers, Central Lending Solutions specialize in providing our customers with the best financial and property solutions around.

Central Lending Solutions Blog

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Using Equity in your home to secure your future.

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