Aoife Farrell
Mortgage Broker
15+ yrs · Bankwest Best Newcomer 2020/2021
First home buyers and owner-occupiers. Active in the Perth Irish community.
Mortgage Broker · Scarborough, Perth
Mortgage Broker in Scarborough, Perth
Central Lending Solutions is a mortgage broker for Scarborough, the coastal suburb about 13 km north-west of the Perth CBD where the median house price sits near $1.1 million. We help first home buyers and investors with houses and apartments near the beach across more than 30 lenders.
- median $1.1M
- 307+ 5.0★
- since 2015
- coastal living
ACL 497 950
MFAA Member
$1.2B+ settled since 2015
Local knowledge
What is the Scarborough property market like?
Scarborough is one of Perth's best-known beach suburbs, about 13 km north-west of the city, with the redeveloped foreshore, the Scarborough Beach Pool and a busy strip of cafes and bars along the esplanade. Houses on the hill sit well above the apartments and units closer to the sand.
That split between houses and apartments shapes the lending. The median house price near $1.1 million reflects family homes with ocean glimpses, while beachfront and near-beach apartments offer a lower entry point that suits first home buyers and investors chasing a coastal lifestyle.
Lender appetite for coastal apartments varies by building, floor size and postcode, so matching you to the right lender for the exact property is the difference between a clean settlement and a stalled one.
What we do here
How does a mortgage broker in Scarborough help?
A mortgage broker in Scarborough compares loans across many lenders, checks which suit the exact property, and manages the application to settlement. Near the beach that means knowing which lenders are comfortable with coastal apartments and which grants help first home buyers into a unit.
First home buyers near the beach
Apartments and units below the house median put coastal living within reach. We line up Keystart, the First Home Owner Grant and WA stamp duty concessions, then compare more than 30 lenders to find the sharpest fit for a Scarborough unit.
Investing in coastal stock
Investors like Scarborough for holiday and long-term rental demand near the foreshore. We help structure the loan for cash flow and tax and match you to a lender comfortable with the building so the deal clears valuation.
The numbers
Scarborough at a glance.
| Detail | Scarborough |
|---|---|
| Median house price | ~$1.1M |
| Postcode | 6019 |
| Distance from Perth CBD | About 13 km north-west |
| Who buys here | First home buyers, investors, coastal families |
| Suits | Keystart, owner-occupier, investment and apartment loans |
Common questions
Scarborough mortgage broker FAQs.
What is the median house price in Scarborough?
The median house price in Scarborough sits around $1.1 million, lifted by its beachfront position about 13 km north-west of the CBD and the redeveloped Scarborough foreshore. Apartments sit well below the house median. Confirm a current REIWA figure before relying on it. We can model your actual price in a free chat.
Can you finance a Scarborough beachfront apartment?
Yes, though lenders apply different policies to apartments near the Scarborough foreshore, especially smaller units, holiday-let stock and high-density towers. Some lenders cap exposure by postcode or floor area. We know which lenders are comfortable with Scarborough's coastal apartment market and match you to one that will settle.
Is Scarborough good for first home buyers?
Scarborough suits first home buyers who want coastal living, particularly through apartments and units priced below the house median. We line up Keystart low-deposit options, the First Home Owner Grant and WA stamp duty concessions, then compare them against more than 30 lenders to find the sharpest fit.
Do I pay a fee for a mortgage broker in Scarborough?
Most clients pay Central Lending Solutions no fee. We are bound by the Best Interests Duty, which legally requires us to act in your interest.
Your local broker
Talk to a named Scarborough broker.
Harj Dhillon
Director, Mortgage Broker
10+ yrs · $500M+ settled · MFAA member
Home loans, investment lending and refinancing for hundreds of Perth families.
Scarborough reviews
What local clients say.
My husband and I had a truly outstanding experience working with Johnathon Ross. From start to finish, he went above and beyond to help us achieve our dream of owning our first home. Johnathon was consistently informative, responsive, and always willing to take our calls to answer any questions we had.
Janine S.
Free, no obligation
Get matched to the right loan in Scarborough.
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Here to help
Chasing a place near Scarborough Beach?
Book a free chat with a named Perth broker who knows coastal lending.
- $1.2B+ settled
- 307+ 5.0★
- ACL 497 950
