Inner north · Family
Wembley sits 5 kilometres west of the Perth CBD with a median house price around $1.45 million. The suburb is dominated by established 1950s and 1960s family homes on quarter-acre blocks, and the buyer mix is families upgrading from elsewhere in the inner north, plus knock-down-rebuild buyers chasing the school catchment. Lender appetite is strong across the panel. We have settled loans across Wembley since 2015 from our Osborne Park office, ten minutes away.
Local context
Most of the existing Wembley housing stock is decades old on land that has appreciated faster than the building. The buyer profile splits into three: families who renovate, families who knock down and build, and the occasional cash-strong family who buys move-in-ready. Each has a different lending solution. A renovation usually means a normal home loan with a redraw or offset, sometimes a small renovation loan facility. A knock-down-rebuild is a construction loan with progressive drawdowns, which only a subset of lenders write competitively. A move-in-ready purchase is a vanilla home loan.
Choosing the wrong product at the start of the conversation costs time and money. We map the property strategy first, then pick the lender that fits the property strategy, not the other way around.
How we help
For a Wembley knock-down-rebuild, the broker job is to line up a construction loan with progressive drawdowns and an interest-only build period, paired with builder-friendly progress claim handling. NAB, Commonwealth, Bankwest and Westpac all write these competitively. For a renovation, the same lenders run a redraw facility with no extra paperwork. For a move-in-ready upgrader, the conversation is offset structure, bridging from the current home, and timing the contract to avoid double mortgage payments. Same broker, same office, three different loan structures.
By the numbers
Near: Wembley Sports Park · Lake Monger · Cambridge Street · Herdsman Lake.
Common question
No. We do not invoice clients. The Best Interests Duty applies on every loan we write, which means we must recommend the lender that is right for you, not the one with the highest commission. Construction loans pay slightly different commission to standard home loans, but the policy is the same: right loan, not the highest paying loan.
Wembley client
Keeley has been so amazing with our recent Keystart application - he explained all of our options clearly and was great with communicating (and dealing with our meltdowns). So grateful for what Keeley does and he really goes the extra mile!
— Alexandra G.
Office & reach
Our office is a 10-minute drive from Wembley via Powis Street and Cambridge Street. Drop in any weekday between 8:30am and 5:00pm, or call ahead. We are at 129 Hasler Road, Osborne Park WA 6017.
Related
Local broker, local files
A free, no-obligation 30-minute chat. We will run your numbers across 30+ lenders and map a clear next step.
