Dave Phelan (Director) :

Bachelor of Business, Diploma in Financial Services, Cert IV Finance & Mortgage Broking. Full member of MFAA.

Australian Credit Licence 497 950

Ph: 9201 8571

Mobile 0419 928 123


Dave has been a finance broker for over 20 years assisting thousands of clients with their goal of home ownership. A member of the Mortgage & Finance Association of Australia (MFAA) a fully Accredited Mortgage Consultant (AMC), he has a passion for all things property and finance. Dave has won numerous industry awards including 3 Years in a row, making Australia’s Top 100 Mortgage Broking list as compiled by Mortgage Professionals Australia (MPA) and has settled more than $500 million in loans. So whether you are looking at buying or building your first home, upgrading to a bigger family home, purchasing an investment property or undertaking a development, Dave can find the right loan products to suit.

Harj Dhillon (Director) :

Diploma in Financial Services, Cert IV Finance & Mortgage Broking. Full member of MFAA.

Australian Credit Licence 497 950

Ph: 9201 8500

Mobile 0431 102 192


Harj has been a finance broker for over 10 years, and has assisted hundreds of clients with their home/investment purchases. He also can assist you with any vehicle/asset finance you may require. Harj has settled over $250 million in loans. Away from work Harj enjoys spending time with his family, and follows the Hawthorn Football Club.

Lizzie Barnes  (Broker Support) :

Cert IV Finance & Mortgage Broking.

Ph: 9201 8572


Lizzie has joined Central Lending Solutions with 20 years experience in the Finance Industry with a strong background in Construction Finance.  Lizzie has a real passion for assisting clients with their home ownership and wealth creation goals, together with a strong eye for detail, and steadfast commitment to abide by lending and compliance guidelines.

Outside of CLS Liz is your average Mum athlete and enjoys her role as Girls Footy Coordinator and Secretary for Carine Junior Football Club, as well as keeping up with her kids and spending time with her husband.

Aoife Farrell:

Ph: 0452 572 428


Aoife Farrell is the newest member of Central Lending Solutions. Aoife has over 15 years’ experience in the financial services industry. She first started her career in Financial planning in Ireland. In 2009 she immigrated to Australia with her husband and took up a senior broker support role at another brokerage. Aoife then took time off to have her 2 children. After completing her studies part time she is now a fully accredited mortgage broker. She joins CLS with a wealth experience and is looking forward to entering the next stage of her career. Away from work Aoife loves spending time with husband and 2 children, she is an active member of the Perth Irish community.