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    Central Lending Solutions

    22 Hasler Rd,
    Osborne Park
    WA 6017

    Call Us: 9201 8570
    Contact Us
    Apply Online

    Our Loans

    • Bridging Finance/Home to Home Loans
    • Construction Loans
    • Fixed Rate Loans
    • Guarantor or Family Assist Loans
    • Interest Only Loans
    • Keystart Home Loans
    • Low Deposit Loans
    • Principal and Interest Loans
    • Standard and Variable Rate Loans

    CLS Loan Calculators

    • Borrowing Power Calculator
    • Budget Planner
    • Comparison Rate Calculator
    • Credit Card Calculator
    • Extra Repayment Calculator
    • Home Loan Offset Calculator
    • Savings Goal Calculator – How Long to Save
    • How Long to Repay Calculator
    • Income Tax Calculator
    • Leasing Calculator
    • Loan Comparison Calculator
    • Loan Repayment Calculator
    • Lump Sum Repayment Calculator
    • Property Buying Cost Calculator
    • Property Selling Cost Calculator
    • Reverse Mortgage Calculator
    • Saving Calculator
    • Split Loan Calculator
    • Stamp Duty Calculator
    • Fortnightly repayment calculator

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    Close Menu
    • Home
    • Our Team
    • Our Services
      • –
      • –
        • Low Doc
        • Low Deposit Perth
        • Debt Consolidation
        • First Home Buyers
        • Non-resident Home Loans
        • Refinance
        • Residential Construction Loans
    • Our Loans
      • –
      • –
        • Bridging Finance/Home to Home Loans
        • Construction Loans
        • Fixed Rate Loans
        • Guarantor or Family Assist Loans
      • –
        • Interest Only Loans
        • Keystart Home Loans
        • Low Deposit Loans
        • Standard and Variable Rate Loans
        • Principal and Interest Loans
    • Car Loans
    • Personal Loans
    • Calculators
      • –
      • –
        • Borrowing Power Calculator
        • Budget Planner
        • Comparison Rate Calculator
        • Compound Interest Calculator
        • Credit Card Calculator
        • Extra Repayment Calculator
        • Fortnightly repayment calculator
        • Home Loan Offset Calculator
        • How Long to Repay Calculator
        • Income Tax Calculator
      • –
        • Interest-only mortgage calculator
        • Income annualisation calculator
        • Income gross-up calculator
        • Introductory rate loan calculator
        • Leasing Calculator
        • Loan Comparison Calculator
        • Loan Repayment Calculator
        • Lump Sum Repayment Calculator
        • Property Buying Cost Calculator
        • Property Selling Cost Calculator
      • –
        • Reverse Mortgage Calculator
        • Savings Goal Calculator – How Long to Save
        • Mortgage Switching Calculator
        • Rent vs Buy calculator
        • Saving Calculator
        • Savings Goal Calculator – How Much To Deposit
        • Split Loan Calculator
        • Stamp Duty Calculator
    • Blog
    • Contact Us
      Google Rating
      5.0
      Based on 265 reviews
      Central Lending Solutions
      Central Lending Solutions
      5.0
      Michelle Boyle
      Michelle Boyle
      1752128862
      Liz is absolutely amazing and helped us through every step of the way! From initial requirements to build our dream home, through to valuation and getting the best loan to suit our needs. Highly recommend Liz to anyone and everyone. THANK YOU kindly Liz 🙏
      Leanne Garner
      Leanne Garner
      1751534394
      ⭐⭐⭐⭐⭐Aoife was absolutely amazing! She went above and beyond to help us and made the whole process so easy. She answered all our questions (and there were a lot!), always with patience and a smile. Nothing was ever too much trouble for her. We felt so supported every step of the way—thank you, Aoife!
      Callum Shahidi
      Callum Shahidi
      1751526192
      Aoife is absolutely fantastic! She’s always quick to answer calls and emails, and her communication is second to none. As someone who had no clue about home loans or how the process works, Aoife made everything clear and easy to understand. She took the stress out of the whole experience and made me feel completely at ease. I can’t recommend her highly enough – a true professional and a genuinely great person to have in your corner!
      Janine De Swardt
      Janine De Swardt
      1751447105
      My husband and I had a truly outstanding experience working with Johnathon Ross. From start to finish, he went above and beyond to help us achieve our dream of owning our first home. Johnathon was consistently informative, responsive, and always willing to take our calls to answer any questions we had. We highly recommend Central Lending Solutions and especially commend their exceptional professionalism and dedication throughout the entire process.
      Ash Kemali
      Ash Kemali
      1751376860
      I had an excellent experience working with Johnathon. From start to finish, Johnathon was incredibly helpful, patiently answering all my questions, no matter how big or small. His accessibility was a standout—being able to call him anytime gave me confidence and peace of mind throughout the process. Jonhnathon truly took the lead, guiding me every step of the way with professionalism and expertise. I felt supported and well-informed, making what could have been a stressful process smooth and straightforward. I highly recommend John and the team for anyone looking for a reliable and dedicated broker.
      Tash A
      Tash A
      1751088044
      Johnathon Ross was an amazing broker! He was super friendly, always kept us in the loop, and answered every single question we had. His communication was excellent from start to finish. We felt confident and supported the whole way through. Highly recommend working with him!
      pjong decastro
      pjong decastro
      1750928527
      Gaz
      Gaz
      1750243263
      What a great team!! Highly recommend they are so helpful, patient and friendly. We have used them several times and they make the whole process go smoothly with great results.A special thanks to Melinda!!
      Leo Sunny
      Leo Sunny
      1749790994
      We had a fantastic experience working with Keeley Rodgers for our home and land package mortgage. Over the past year, he has been incredibly patient and attentive, guiding us through every step with thorough explanations of the pros and cons of each available option. His expertise and dedication made the process seamless for us. Thanks a ton Keeley, for your outstanding service! We genuinely appreciate your guidance and would totally recommend you to anyone looking for mortgage advice
      lisa mulock
      lisa mulock
      1749201532
      I can’t even begin to explain how exceptional John Ross is. Our situation was complicated by age and previous experiences, but we needed someone who was able to be honest with us, know our situation and our options. We first met with John in December 2024. A man full of integrity and respect who truly wants to help people. John advised that our case was not easy and will require hard work behind the scenes to help us achieve our goal. Well fast forward today 6/6/25. We have been given our formal offer we have a mortgage and our own home will be built. Everything John asked for was provided, it was the least we could do for the hard work he did for us.Trust, respect and integrity was shown to us at every single level. I can’t begin to express my gratitude and appreciation for all the support and hard work. Finally we have our own home to secure our families future.Thank you John so very much.Steve and Lisa Mulock
      Sheree Turner
      Sheree Turner
      1749192208
      Thanks Liz for helping secure our home loan and all your support along the way. It’s been a longer journey than most and we appreciate your patience and positivity throughout
      Neyssa Fielding
      Neyssa Fielding
      1749188953
      Liz has been absolutely amazing and has made the lending process a breeze. Liz has been thorough and has provided the best advice when we were deciding on our lender. We couldn't have done it without her especially being first time buyers and new to Perth. Thank you so much Liz. 1000% recommend.
      Ria V
      Ria V
      1749095154
      The process for our finance with Central Lending Solutions was so easy and headache free! John who was our finance broker was an absolute gem throughout the whole process. Excellent communication on all the steps we had to take. I’m positive that we couldn’t have made it through the process so easily without his help.I definitely recommend CLS. 10/10And again a big thank you to John 🫶🏻
      Keira Bain
      Keira Bain
      1748571288
      John (Jono). Fantastic broker, fantastic experience. A genuine down to earth guy, who’s always happy to help.No questions were too big or too small, he was always happy to help. Jono guided us the whole way and made sure we had all the information we needed to make the right choice for our family. Recommend CLS and Jono to those looking for a broker.
      Manojee Dharmawardhana
      Manojee Dharmawardhana
      1747910179
      Exceptional Experience with Keeley at Central Lending Solutions!We had an absolutely outstanding experience working with Keeley at Central Lending Solutions. From our initial consultation through to the final approval, Keeley made the entire mortgage process incredibly easy. His hard work, dedication, knowledge and professionalism were evident right from the start.Keeley took the time to truly understand our financial goals and explained every step in clear, simple terms. He presented us with the best loan options tailored to our situation and worked tirelessly to secure a fantastic deal. His communication was flawless—always responsive and proactive, which gave us complete confidence throughout the journey.Thanks to Keeley’s expertise and dedication, we are now one step closer to building our dream home. We couldn’t be more grateful for his support and highly recommend Keeley and the team at Central Lending Solutions to anyone seeking trustworthy and expert mortgage advice.
      Shawn Nicholson
      Shawn Nicholson
      1747189865
      Liz was ver helpful in understanding our needs and delivering what we needed. Her explanations of every detail helped us comprehend and understand everything that was happening throughout the entire process. Liz was always very prompt in executing all the documents and ensuring the process was as smooth as possible - whilst giving regular updates as to what was happening, and offering her assistance for our use in the future. I have already recommended her to people I know and will continue to recommend her as she was awesome to deal with.
      Justin Roach Shirtcliffe
      Justin Roach Shirtcliffe
      1746687703
      Great experience with Keeley. Helpful, responsive, and made the process easy. Highly recommended!
      Kris Viner
      Kris Viner
      1745225811
      Extremely professional and a pleasure to deal with. Made every step seem so easy, we had no stress whatsoever and helped us fullfill our dreams.Will be recommending Harj and team to all that are looking for an easy,friendly and professional solution.
      Kira Lee Tet
      Kira Lee Tet
      1743475664
      My partner and I are beyond grateful for the support and assistance that John from Central Lending Solutions has provided us throughout our journey. With all the questions there was to ask and organise whilst getting our loan, he made our experience less daunting. He made sure that he went through our options, he was always a phone or email away, ensured we were always updated and was highly detailed. John had our best interest at heart and we would highly recommend him to anyone looking for a broker. Thank you so much John for all of your time and help, it has been greatly appreciated! 😊
      Kylie Olsen
      Kylie Olsen
      1743469852
      If you’re searching for a mortgage broker who truly goes above and beyond, I can not recommend John at Central Lending Solutions enough!John doesn’t just find a finance product, he finds the right product for you. He guides you through the entire journey with precision and care, ensuring a smooth, stress-free experience and the best possible outcome. You’re never just another client, you’re a valued individual, and John makes sure you feel that way!In my case, he navigated my application and challenges with ease, including title delays, and last-minute bank policy changes. Every step of the way, he provided clear options, expert guidance, and stayed on top of everything, never missing a beat, ensuring everything stayed on track.In a sea of brokers, John stands out for all the right reason!
      Harrison Fairclough
      Harrison Fairclough
      1742783395
      Johnathon Ross has been an amazing mortgage broker helping us every step of the way. 10/10
      Benjamin Tamati
      Benjamin Tamati
      1742090449
      John from Central Lending Solutions has been a pleasure to deal with. With the clients best interests in the forefront of his mind, he has provided the most suitable and practical option for me going forward. Communication has been prompt, clear and easy.Thank you John
      Atrisa Youd
      Atrisa Youd
      1741760205
      Update 2025: Central Lending Solutions helped us once more and thanks to Dave and Melinda we are on a lower rate now which helps a lot considering the cost of living . Thank you and we appreciate all the help2022: Dave and Keeley were both amazing and helped us with our first home’s loan. They made the whole process super easy
      Kimberley Latham
      Kimberley Latham
      1740542185
      Liz was an absolute rock of support to us, advising us on how much mortgage we could realistically afford and securing more than we thought we could obtain, plus an excellent interest rate. She guided us step by step throughout the finance approval process and supported us when putting offers in on houses, making what can be a very scary process, a much easier task for us. I would 100% recommend Liz to anyone looking for a mortgage broker.
      Danielle Guagliardo
      Danielle Guagliardo
      1740395435
      Jono was such a great help making the finance process so easy and so much less daunting for my partner and I going for approval for building our first home. We’re both so grateful for home much he’s supported us both answering any questions we have regarding the process.
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