Guarantor Home Loans in Perth: How Parents Can Help You Buy Sooner
Perth property prices have climbed sharply in recent years, pushing the deposit goal further away for many first home buyers. A guarantor home loan lets a parent or close family member use their own property as security so you can buy sooner, skip Lenders Mortgage Insurance, and keep more cash in your pocket from day […]
Mortgage Broker vs Bank in Australia: Which Gets You a Better Deal in 2026?
It is one of the most common questions in Australian home buying: should you walk into your bank or call a mortgage broker? The honest answer is that for most borrowers in 2026, a broker will access better rates, save you time, and cost you nothing directly. But context matters, and this article gives you […]
Using Equity to Buy an Investment Property in Australia: A Step-by-Step Guide
One of the most powerful advantages of owning property is the ability to use the equity you have built to purchase additional assets without needing to save an entirely new deposit from scratch. For Perth homeowners who have seen significant property value growth over the past few years, this strategy has become increasingly accessible and […]
Low Deposit Home Loans in Australia: How to Buy with 5% (Perth Options Included)
Saving a 20% deposit for a home in Perth has become one of the biggest financial challenges facing buyers today. With the city’s median house price now well above $800,000 in many suburbs, a 20% deposit means saving $160,000 or more before you can even start. For most people paying rent, that figure keeps moving […]
Hidden Costs of Buying a Home in Australia (What Most Perth Buyers Miss)
Most people buying their first home in Perth focus almost entirely on saving the deposit. And while your deposit is the biggest upfront hurdle, it is far from the only cost involved. Many buyers are caught off guard by the range of additional expenses that come with purchasing a property that can add up to […]
Is Now a Good Time to Refinance Your Perth Home Loan in 2026?
If you took out a home loan in the last few years and have not reviewed it recently, there is a good chance you are paying more than you need to. With the Reserve Bank of Australia cutting interest rates in 2025 and lenders competing aggressively for business, 2026 could be one of the best […]
First Home Buyer Guide Perth 2026: Grants, Schemes & Stamp Duty Explained
Buying your first home in Perth in 2026 is one of the most significant financial decisions you will make. Between saving a deposit, understanding government grants, navigating stamp duty concessions, and choosing the right home loan, it can feel like a lot to take in at once. The good news is that Western Australian first […]
Fixed vs Variable Home Loans in 2026: What Perth Buyers Should Choose
The decision between a fixed vs variable home loan is one of the most consequential choices a Perth buyer will make in 2026. With the Reserve Bank of Australia navigating a cautious path through shifting economic conditions, interest rates remain front of mind for anyone entering the property market or looking to refinance their home […]
Keystart Home Loans Perth 2026: Updated Limits, Eligibility and How to Apply
For many Perth residents, saving a 20% deposit while paying rent feels like running on a treadmill. Keystart was created specifically to help West Australians break that cycle. As a WA Government initiative, Keystart offers low-deposit home loans with no Lenders Mortgage Insurance (LMI) and in 2026, the eligibility criteria have been expanded to help […]
How Much Can I Borrow in Perth in 2026?
If you have been searching for a home in Perth and wondering how much you can actually borrow, you are not alone. With property prices continuing to rise and interest rates shifting, understanding your borrowing capacity in 2026 is one of the most important steps you can take before starting your home loan journey. This […]