Central Lending Solutions

After being let down by a previous mortgage broker, which left the purchase of our first home in jeopardy, Harj and the team at Central Lending Solutions stepped in and came up with viable options for my fiancé and I. I cannot recommend him and the team enough, their thorough and professional customer service is second to none and their knowledge and dedication to getting the best result for their clients is amazing. We will be forever grateful for the hard work they did for us.

Harj is a consummate professional. Made the ever daunting house buying process a real walk in the park. Anyone looking for a top flight service look no further!

We are delighted with the service we received from Harj at Central lending solutions. When wanting to finance our investment property Harj quickly identified the product that best suited our needs and took care of all negotiations with the financial institution. We never even needed to leave home!

We had the pleasure of working with Harj and his team recently. We were referred to Harj after dealing with another broker who did not have the capability to deal with complex investment loans and time was running out for us to sign off on a deal. Once we started working with Harj, it took him far less time (with the same amount of paperwork) than the previous broker to provide us the solutions we needed. Harj and his team handled our application in a very professional manner and made sure that the loans were setup correctly to avoid the need to make major changes at later stages. What stood out for us was the lack of stress and timely communication of important updates. We are now embarking on new projects and have returned to Harj due to his high level of knowledge and the excellent customer support he provided previously. I would highly recommend their services if you are wanting to get away from the generic brokers who lack passion and do not understand your financial goals.  

Where do I start, I decided to set up my own business and things didn’t go to plan. After two years the bank tried to sell our family home and with the kids going to school just around the corner, we didn’t want to move. A friend introduced us to Dave Phelan. We sat down with him, laid it all on the table and he was able to restructure and refinance our loan so that we didn’t have to sell. I am now working FIFO on good money and the Mrs is happy. Happy wife, happy life!

Having a triplex block we didn’t know who to turn to with this project. We were introduced to Dave and he talked us through what was required. He even introduced us to the builder and structured our finance in a way that was most tax effective. We are now enjoying the rental income that is supporting us in our retirement. Thanks Dave

Quick responses, good suggestions, customer satisfaction, friendly approaches and lots more.

After being in our current home for 6 years, we thought it was time we bought an investment property. We didn’t have a deposit but had equity in our home and Dave showed us how this works and the best way to structure this. We ended up building an investment property and it only costs us $80 per week after rent is paid and we end up getting most of that back at tax time

Thanks Dave for all your help. You helped us consolidate our personal loan and car loans and made it possible for us to get a home loan when our family said we wouldn’t be able to.

I had been banking with ***** bank for years so I went and saw them for a home loan. They offered me what I thought was a good interest rate but after speaking to Dave, he was able to get me an even better rate with my own bank, even better than what they offered me directly. It worked out Dave saves me $3,000 a year

Thanks Harj for your fantastic effort helping us get into our first home. You explained the process and were a pleasure to deal. Great work!

Thanks to you and your business. You have provided me with the right solution. You took the guess work and complexities of owing my own home and your service is unsurpassed. I can't thank you enough Dave.  

David and his company were a pleasure to deal with. They provide a professional, friendly service, offering well-informed advice. The application process was efficient and stress-free. I will definitely use these guys again and will recommend their services to family and friends.

Thanks Dave for your strength and guidance at a crazy time, we are forever grateful.

Having been declined for finance by the bank and another mortgage broker said I couldn’t get finance, I was introduced to David and he listened to my story and put a plan in place and I am now in my own home. I stay in touch with David and he still answers any questions I have. He has also helped my brother and work colleague with their mortgage

After speaking with numerous brokers who all claimed my application would not be successful, I then met Harj. With his knowledge and expertise he made the impossible, possible. I now have the finance for my new home and I am very happy and very impressed.  

I would highly recommend Dave and his team.   He was super efficient and easy to work with, and given there was no cost to us it really was a no brainer to get him to review our mortgage and secure a better deal for us.